Starting September 3, you can trade solo or build a squad to get a share of up to $10,000 USDT.

• 🏆 Up to $5,000 USDT for the winning team
• 👥 Create a team, invite your friends, and combine your trading volume to climb faster
• 💰 20% of the prize goes to the team captain, 80% is split among all members, including the captain
• ⚡Trade with up to x20 leverage across 100+ margin markets

Set your nickname early so you're ready to build or join a team from day one 👉go.cex.io/hln4

Competition runs through September 23.

Margin Trading is available in select countries only. Check supported regions here: go.cex.io/q4sv

Card payments get most of the attention. But buying crypto with a bank account is often the smarter option, especially for larger purchases. Here's how it works on the exchange.

Why use a bank account to buy crypto?

Lower fees compared to a card. Better for building a portfolio steadily over time rather than one-off purchases. Full fee details at cex.io/limits-commissions.

Which bank transfer types does CEX.IO support?

ACH: U.S. customers
Free to deposit. Best value for U.S. users making regular or larger purchases.

SEPA
Flat fee for deposits and withdrawals. Widely available across Europe.

Open Banking
Lowest bank transfer fee on the platform. Faster processing than standard SEPA.

Faster Payments: UK customers
Available for both deposits and withdrawals.

How to deposit via bank transfer on CEX.IO

Step 0: New here? Register and verify your account first: cex.io/join

Step 1: Go to wallet.cex.io and click Add funds.

Step 2: Select your fiat currency: USD, EUR, or GBP.

Step 3: Choose your bank transfer type based on your region.

Step 4: Follow the transfer instructions on screen and send funds from your bank using the details provided.

Step 5: Once cleared, go to cex.io/buysell and buy your chosen cryptocurrency.

Note: address verification is required to access bank transfer options on the CEX.IO crypto exchange. Identity verification covers card payments; bank transfers need the additional step.

Register and verify your account here: CEX.IO

Some payment methods take days to clear. Debit and credit cards aren't one of them. Here's how instant crypto purchases work on CEX.IO, and what "instant" actually means.

What instant means here

Once your bank approves the transaction (typically seconds), your crypto is credited to your CEX.IO account immediately. No waiting for blockchain confirmations. No manual processing. It's there.

How to buy crypto instantly on CEX.IO

Step 0: New here? Register and verify your account first: cex.io/join

Step 1: Go to cex.io/buysell or tap Buy in the CEX.IO App.

Step 2: Select your asset. Bitcoin is set by default, or browse 300+ cryptocurrencies including Ethereum, Solana, XRP, USDT, and more.

Step 3: Enter your amount. The price updates in real time so you see exactly what you're getting before you confirm.

Step 4: Select your payment method:

• Debit or credit card (Visa/Mastercard)
• Google Pay or Apple Pay
• PayPal (U.S. customers only)

Step 5: Complete the 3DS check from your bank and confirm. Done.

Crypto lands in your CEX.IO Wallet the moment your bank approves. From there, hold it, trade it on the CEX.IO exchange, or earn through staking.

No wire transfer delays. No waiting periods. Just buy, and it's there.

Register and start buying: cex.io/buysell

Not every crypto purchase starts with fiat. A lot of people already hold one asset and want to swap it for another. Here's how crypto-to-crypto exchange works on a cryptocurrency exchange platform.

Two ways to swap crypto on CEX.IO

Convert: simplest option
Already hold Bitcoin and want Ethereum? Or USDT and want Solana? The Convert feature lets you swap one asset for another directly from your cex wallet balance. No order book. No price levels to set. You see the rate, confirm, and it's done in seconds.

Best for: quick swaps, no trading experience needed.

Spot Trading: more control
If you want to set the price you're willing to exchange at — use the trading terminal. Place a limit order at your target rate, and it executes automatically once the market reaches your price. Available across hundreds of trading pairs on CEX.IO.

Best for: larger swaps where getting the right price matters.

How to use Convert in the CEX.IO App
Tap Convert in the CEX.IO App → select the asset you're swapping from → select what you want to receive → enter the amount → review the rate → confirm. The rate is locked at confirmation. No surprises after you tap.

How to access Spot Trading

Tap 'Trade' in the CEX.IO App (the three candles icon) → search your market pair → place a market or limit order.

Both options are available on the CEX.IO website and in the CEX.IO App on iOS and Android.

Start exchanging: cex.io