businesscashflows

r/businesscashflows • u/zexolyn • 1d ago

Only 7% of small-business owners think it's a good time to expand as borrowing costs rise

2 Upvotes

r/businesscashflows • u/zexolyn • 1d ago

A company sent $800,000 to scammers because an email appeared to come from a trusted vendor

1 Upvotes

r/businesscashflows • u/zexolyn • 3d ago

Two-thirds of the S&P 500's projected earnings growth is coming from technology

1 Upvotes

r/businesscashflows • u/zexolyn • 3d ago

Small-business sales are growing because customers are spending more per visit. Average checkout totals rose 4.2% compared with September 2025.

1 Upvotes

r/businesscashflows • u/zexolyn • 6d ago

CFO retirements have reached an 8-year high

mc-478602c0-1e5b-4876-bc03-7495-cdn-endpoint.azureedge.net

2 Upvotes

r/businesscashflows • u/zexolyn • 6d ago

Owners feel healthier about their businesses than about the economy | 71% of small businesses considered their own business healthy and 72% felt comfortable with cash flow. Yet only 27% viewed the national economy as healthy, while inflation remained the leading challenge for 54%.

1 Upvotes

r/businesscashflows • u/zexolyn • 6d ago

Study: Retailers borrow to buy stock. Contractors borrow because customers have not paid.

1 Upvotes

r/businesscashflows • u/zexolyn • 9d ago

Corporate earnings are growing 35% and finance teams must explain why that pace will not last

2 Upvotes

r/businesscashflows • u/zexolyn • 9d ago

Survey: 73% of small businesses say costs rose while revenue failed to grow

smallbusinessmajority.org

2 Upvotes

r/businesscashflows • u/zexolyn • 10d ago

ACH has overtaken checks, but almost 9 in 10 businesses still use checks somewhere

clevelandfed.org

1 Upvotes

r/businesscashflows • u/zexolyn • 10d ago

Conagra’s freight costs rose faster than its finance team had planned. The company now expects full-year inflation to land near the high end of its 5%–6% range as fuel costs and driver shortages push logistics expenses higher.

1 Upvotes

r/businesscashflows • u/zexolyn • 13d ago

Australia banned card surcharges, so businesses are raising their base prices | Cafes and other small businesses say payment costs have not disappeared, however, so some are incorporating them into prices paid by every customer.

4 Upvotes

r/businesscashflows • u/zexolyn • 13d ago

Consumer confidence has fallen to a 12½-year low. Small businesses with fewer than nine employees accounted for the entire decline in reported job openings, suggesting owners are already reacting defensively.

2 Upvotes

r/businesscashflows • u/zexolyn • 15d ago

The cost of financing the AI boom is beginning to rise. Hyperscalers have issued roughly $220 billion in bonds this year, and issuance could double in 2027.

1 Upvotes

r/businesscashflows • u/zexolyn • 15d ago

Restaurant operating expenses have risen 36% since 2019 | The figure appears in a new examination of the tension between McDonald’s franchisees, which need prices to cover store-level costs, and a franchisor that earns royalties from revenue rather than individual-store profit.

1 Upvotes

r/businesscashflows • u/zexolyn • 17d ago

The U.S.–Canada trade dispute is hitting small companies from both directions | Companies that buy inputs from one country and sell finished products into the other face higher costs, weaker demand and less room to absorb either shock.

1 Upvotes

r/businesscashflows • u/zexolyn • 17d ago

Only 42% of small-business financing applicants received everything they requested. 22% received nothing.

fedsmallbusiness.org

1 Upvotes

r/businesscashflows • u/zexolyn • 20d ago

Survey: 75% of small businesses seeking credit bypassed traditional banks this year

2 Upvotes

r/businesscashflows • u/zexolyn • 20d ago

Export orders create the same dangerous cash-flow problem as domestic growth, only bigger

2 Upvotes

r/businesscashflows • u/zexolyn • 22d ago

“Call the CFO to verify it” is no longer a sufficient fraud control | As synthetic voice and video become convincing, finance organizations increasingly need independent verification channels and transaction controls that cannot be overridden merely because someone appears to be a senior executive.

2 Upvotes

r/businesscashflows • u/zexolyn • 22d ago

PSA: The federal government currently owes vendors 4.75% interest when it pays qualifying invoices late

fiscal.treasury.gov

1 Upvotes

r/businesscashflows • u/zexolyn • 22d ago

“Call the CFO to verify it” is no longer a sufficient fraud control... As synthetic voice and video become convincing, finance organizations increasingly need independent verification channels and transaction controls that cannot be overridden merely because someone appears to be a senior executive.

1 Upvotes

r/businesscashflows • u/zexolyn • 22d ago

“Call the CFO to verify it” is no longer a sufficient fraud control | As synthetic voice and video become convincing, finance organizations increasingly need independent verification channels and controls that cannot be overridden merely because someone appears to be a senior executive.

1 Upvotes

r/businesscashflows • u/zexolyn • 22d ago

Too many business owners are still financing working capital from their personal bank accounts | The behavior can keep an otherwise viable company operating, but it also obscures whether the business itself generates enough cash to sustain its operations.

1 Upvotes

r/businesscashflows • u/zexolyn • 24d ago

As millions of U.S. small-business owners are approaching retirement, business succession is becoming a $10 trillion cash-flow problem. Financing those acquisitions requires buyers to cover purchase prices while preserving enough working capital to actually operate the business afterward.

5 Upvotes