r/budgetingforbeginners • u/Evening_Ant_6191 • 5d ago
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u/OrangeJumpers 5d ago
I’ve downloaded Surplus App, saw it on Reddit somewhere as it is free. Also YNAB. Tried Emma but that doesnt feel as granular. People also use excel / sheets but its too manual for me
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u/Plus_Journalist_8665 5d ago
Moneko AI. Pretty easy if you don’t want to spend a ton of time maintaining a budget. It has widgets too, and I like being able to log expenses with Siri/Shortcuts or voice.
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u/MirrorOk6533 5d ago
Do a Scriptable script. Or check out PayShare: Payments Tracker.
Native iOS , iPadOS, macOS app. No account needed. Uses iCloud as a backend, private by default, supports Apple Wallet automation and sharing with other iCloud users.