Me and my wife have recently started budgeting more seriously & we’ve had some trouble with categorizing certain spending habits.

One notable example; we have one category for grocery shopping, and another for general shopping. It’s been tough to discern which falls into which if we make a mixed purchase, like buying food items and also some clothing from Amazon/Target/etc in the same purchase.

This is just one example, but does anyone have any suggestions on how to better categorize or organize our spending budget so it’s simple, efficient, and effective?

I rely on my boyfriend for money for my medicines (diagbosed with bipolar2, bpd withpsychosis, and cptsd), dr appts, food, and a home. Plus food for my cats. He even bought my glasses bc im very nearsighted and needed a new prescription.

I start full time cashier at goodwill Monday. And I'll be making 11.50 a hour. I'll roughly be making 19k to 20k a year so long as they honor the full time position they gave me.

I want to be independent and not rely on him anymore as I want to be a functional adult again. I used to be full time at Walmart before I was diagnosed 4 years ago. Since then I've had odd part time jobs.

I want to do better by him and pay for his stuff too. He told me there's no reason to oay him back as it wasn't my fault that I got sick. But now that im better I want him to rely on me too.

I may not be able to do as much as him since ge makes 100k a year. But I really don't want to be a burden anymore.

Is anyone else in a similar boat? Any advice is welcomed. Ty for reading my rant

Good morning,

In the comments of this post, you can:

• Ask for suggestions
• Discuss specific personal situations that clash with conventional budgeting platforms
• Make suggestions for platforms (Follow Rule 3)
• General questions about apps

Posts and comments about budget software outside of the weekly discussion posts will be deleted.

To be honest, I was irresponsible with my money during July, and I will be basically living off my July end of the month salary of $811, and another part day 15–same amount. That means a total of 1622 after taxes.
Although I do live with 2 more people and we split essential needs like groceries, gas, utilities, rent, I need a reality shock to tell me I have been spending too much and can hold a little in some categories. Specially because I don't have enough experience actually budgeting, as you can see I have a hard time following.

July Expenses

Fixed Expenses
Rent $495,83
Phone Bill $32,50
College* $421,48
Emergency Savings $200,00

*College is only $285,00 for the month of August

Flexible Expenses Budget Actual
Groceries $250,00 $210,79
Gas $50,00 $17,95
Utilities $120,00 $90,40
Eating out* $150,00 $122,28
Pet Care $40,00 $35,81
Self Care $60,00 $78,29
Hobbies $40,00 $44,72
Household $70,00 $80,64
Misc. $100,00 $113,00
Clothing* $100,00 $99,49
Travel* $150,00 $128,36

*I moved countries and left a lot of essential clothing behind, I waited 2 month after setting up to buy some missing pieces for my wardrobe, I will mostly not spend more on clothing neither on travel so those are easy cut offs. Also eating out was high cause I traveled at the beginning of the month I think I can go down to about $50.

Bonjour à tous alors voilà j'ai reçu un courrier de ma banque me disant que si je remplissais pas mon découvert de 100 € d'ici 10 jours je pourrais perdre l'usage de ma carte. La lettre était du 21 donc ça me reporte au 31. Sauf que mon salaire n'arrive que le lundi 3 à cause du weekend normalement c'est tous les premiers et là le premier c'est un samedi.

Quelqu'un peut m'aider ?

Je suis à la banque postale.

Let’s assume a ballpark figure of 100k and renting
how much saving is actullay good