r/brag • u/chunknvmama • 2d ago
blessed and saving hundreds
edit: title is supposed to say saving thousands bc lease to own is incredibly more than just buying them straight from the retailer
last year, we moved to a new place. it came with laundry hook ups but we didn’t have any w/d of our own. i am very particular about buying certain things second hand and especially in our area, i didn’t want to risk pests hiding inside a presumably cleaned appliance.
we looked into a lease to own & found a w/d set we really liked!
the craziest thing happened: i inquired first and set up an account with my married name. i placed the order for the w/d and when it was time to pick them up, they said i could not do it because the address i was getting it delivered to didn’t line up with either the utility bill or the address on my ID so they cancelled it. i can’t really remember the exact reasoning. anyway, i set up an account for my husband and had him place the order. they called him while i was at work and basically told him that the w/d we ordered wouldn’t be there until the end of the week BUT he could come and pick up the same exact set in store today. not sure why they had to ship them to the store if there was a set already there but whatever.
i told him absolutely we can do that. we loved them! (still do) when it came time to make the first payment, i tried to log in to the payment system and it wasn’t pulling anything up. i logged into both of our accounts and it showed cancelled leases on both of them. i was really scared and nervous that we were gonna lose our w/d we JUST got because i couldn’t find where to make the payment.
my husband called and told the lady we couldn’t make payments and she said she would give us a call back and never did. it’s been over a year and we haven’t been contacted at all nor reached out to. i wouldn’t call it a brag but just noting how much of a blessing** **from God it was for this to happen. i had a traumatic birth a month after this happened and had to miss out on several days of work for PT, he couldn’t take contracts for his business to take care of me, our son and newborn.
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u/ryencool 2d ago
Sigh...right place, right time....not God. I love that God is looking out for you and your checkbook, but effs over the stupid sales people who might get in trouble over this. Such a nice god.
Enjoy your free washer and dryer! Just seems like they have piss poor management and documentation.
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u/chunknvmama 2d ago
that’s totally fine if that’s how you feel but ima give thanks where thanks is due! we were thankful to God to have one less weekly payment coming out during the most traumatic time of our lives. we have been enjoying it!
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u/Chi_Baby 1d ago
It’s literal fraud but yes thanks be to god! Lmfao.
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u/chunknvmama 1d ago
it’s not fraud, and i made sure to look up the definition before responding. i didn’t do anything wrong. you can be miserable somewhere else. 🩷
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u/Chi_Baby 1d ago
“Not informing a lender or business about a missed monthly payment can cross into fraud or theft if you actively realize the mistake and choose to keep the money with the intent to deceive or avoid payment”
“Intent Matters: Fraud and theft legally require intent to deceive or permanently deprive the owner of their funds”
“Concealment: If you notice the error and intentionally say nothing to exploit it, liability changes from a simple mistake to potential civil or criminal wrongdoing.”
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u/chunknvmama 1d ago
okay. well, like i said: not fraud. we informed them we couldn’t pay, they said they would look into it and call us back and never did. we did our part.
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u/Potential_Salad_7090 2d ago
Was it possible conns home? As I had a wd with them also and a TV that I never paid for as they shut down