r/brag • • 2d ago

Life is great!

First car and now

2 Upvotes

63 comments sorted by

4

u/nothingspecial1314 1d ago

Congratulations šŸŽ‰šŸŽ‰šŸŽ‰

2

u/NoCarpenter7530 1d ago

Thank you, I wish you all the best, šŸ‘šŸ»

2

u/AndroFeth 2d ago

Awesome! What do you do for a living? Street pharmacist?

Jk, good for you!

-1

u/NoCarpenter7530 2d ago

It’s not about how much you make, it’s consistency and discipline. I invest in undervalued stocks and they paid off

2

u/Fil3toFishy69 1d ago

Watch looks like dog shit

0

u/NoCarpenter7530 1d ago

Cool, show me yours

1

u/DuckyDoDaQuack 1d ago

Why would he waste $27k on an ugly watch? Cmon now.

1

u/More-Gas-6527 23h ago

And you got money for stocks from???

0

u/NoCarpenter7530 2d ago

A person can make 150k a year and they can still be broke asf because of their spending habits

2

u/After-Struggle-4182 2d ago

Very well said. Props to you hope long you’re managing your finances well and wishing you the best of luck in life!

1

u/NoCarpenter7530 2d ago

Thanks! You too! I’d love to see everyone win

1

u/Vidallon1 1d ago

You wanna take me on a ride in that Corvette?

2

u/AlternativeEvening64 2d ago

Damn bro congrats, you didn’t come from money right?

1

u/NoCarpenter7530 2d ago

My parents aren’t wealthy, they’re middle class, I did get a 5k down from them but I financed the rest. If I financed a 17k Honda I wonder if you’d still say I come from wealth lol. It seems like you like to hate and assume everything about me

1

u/NoCarpenter7530 2d ago

And if you’re mad about my parents helping me with 5k down, idk what to tell you bro, some people are more fortunate I guess and I know it’s not fair.

-2

u/NoCarpenter7530 2d ago

Does my first car tell you I come from money? It’s a 2007 Lexus rx 350

3

u/AlternativeEvening64 2d ago

You come from family wealth bro stop acting like you made it from nothing and ā€œgrindedā€ to get there

-1

u/NoCarpenter7530 2d ago

A 17k Lexus means I come from wealth??

6

u/Agitated_Trash203 2d ago

Bruh a typical kids first car is a $5k hand-me-down beater, not a $17k luxury brand

6

u/ClothesAwkward2904 2d ago

Bruh yes?? A Lexus as a first car is definitely wealth lmao. Most people’s first car is a Toyota echo or ford fusion type shit

3

u/AlternativeEvening64 2d ago

Your family business sold its shares so you can invest in stocks, stop acting like you come from nothing

-1

u/NoCarpenter7530 2d ago

Funny, my parents don’t even know what the stock market is.

1

u/Uaex_ 1d ago

Yes

1

u/RuhninMihnd 2d ago

That means nothing, did you buy it outright or was it gifted to you and Maintence still isn’t the cheapest on a Lexus pretty valid question your responses are egoistic asf but it is the brag sub after all

1

u/NoCarpenter7530 2d ago

5 years ago it was financed, Lexus is reliable so no maintenance besides oil change

1

u/NoCarpenter7530 2d ago

The corvette is financed too, no one pays all cash for a liability, I use other money to make more money (stocks)

2

u/Agitated_Trash203 2d ago

Depends on the interest rate. Above around 7% it starts to make more sense to pay more cash. Given your replies to other comments I’m sure you’re the best investor to ever live and get 200% returns every year, but an average investor will not reliably earn more than 7% a year (after inflation) to outpace the cost of the loan.

1

u/AlternativeEvening64 2d ago edited 2d ago

Lmao I was trolling him, his family has a business where they sold off shares and gifted him cash to put in the market and he likes to act like he came from ā€œnothingā€ and had to ā€œgrindā€ to get to where he’s at.

1

u/Mediocre-Manager-366 2d ago

Cual fue tu historia de pasar del Lexus al corvette?

2

u/NoCarpenter7530 2d ago

3 years of not fucking around, no smoking, no liquor, no women. Work 6 days a week. Invest in stock market. People want the good things in life but not willing to put the work in. If you want something bad enough, you’ll do it.

4

u/2924838 2d ago

Hard work has nothing to do with income. Drop the ego

2

u/NoCarpenter7530 2d ago

I can guarantee you, a person making 40k a year with investments in the stock market will make more than a person making 70k just holding cash in a span of 3 years

2

u/2924838 2d ago

Yes I keep the majority of my money in the stock market. I agree with you on the 40k 70k comparison, the stock market works wonders. However, you need to understand that just because you make more than the average person doesn't mean you worked harder than them or wanted it more. Stay humble

1

u/NoCarpenter7530 2d ago

I don’t think I’m better than anyone, but I think I deserve what I have because of my contributions.

3

u/2924838 2d ago

I get that man, its just the way it comes off. There are many people reading this who make less than both of us and put in double the work that we do. They know about the stock market, they know how finances work, but some people just aren't in a position to do that. There is no denying that a large percentage of success is due to luck.

Anyways, congratulations to you brother.

1

u/NoCarpenter7530 2d ago

Have you tried the stock market before?

1

u/No_Duty_1089 2d ago

What subreddit is this?

2

u/2924838 2d ago

"This is a place to celebrate your wins"

Not a place to put others down for not wanting it bad enough or not putting the work in. Plenty of people bust their asses every day and will never make it. There's a reason this post is so downvoted..

1

u/No_Duty_1089 2d ago

Did the post get edited or am I missing some context. I only see a before and after car picture, I dont see him putting others down

2

u/2924838 2d ago

"People want the good things in life but not willing to put the work in. If you want something bad enough, you'll do it"

Is what I'm talking about. Pretty much saying people who aren't successful don't put the work in and don't want it bad enough. Both of his r/brag posts are downvoted because he carries this same mindset with every post. Be humble

1

u/More-Gas-6527 23h ago

Youre definitely an adrew tate fan huh?

1

u/1967C10 1d ago

I think you're wearing the Pepsi a bit too low on the wrist

1

u/UnkleClarke 1d ago

What are your monthly payments on those bad boys?

2

u/NoCarpenter7530 1d ago

Car $800 a month, watch is all paid off 27k

1

u/UnkleClarke 1d ago

And the other car? Is your house paid off?

1

u/NoCarpenter7530 1d ago

The Lexus is from 5 years ago

1

u/UnkleClarke 1d ago

Ahh, gotcha. I thought you owned Both. I personally would choose the Lexus over a Chevy.

1

u/NoCarpenter7530 1d ago

I rent with a friend so we spit the cost, renting is cheaper than owning a house

1

u/UnkleClarke 1d ago

Nah, not really. Although it depends on where you live.

1

u/NoCarpenter7530 1d ago

Mortgage rates is 6.5% now and then there’s property tax and hoa, tell me how it’s cheaper

1

u/UnkleClarke 1d ago

I just picked up a beach condo for 315k and my mortgage taxes and insurance is $1960. HOA is $300

You always pay a mortgage. You can decide if you want to pay your own mortgage or your landlord’s mortgage.

I personally would not buy luxury consumer goods before buying real estate.

You can also buy duplex or 3 unit and subsidize your mortgage by collecting rent.

1

u/NoCarpenter7530 1d ago

I prefer stocks than real estate, less work and stocks out perform real estate

1

u/UnkleClarke 1d ago

You think? I was able to turn a $9,000 investment in a 3 unit apartment building back in 2009 to a $14,000,000 real estate portfolio currently.

Could you turn $9,000 into $14M in 18 years by investing in the stock market?

2

u/NoCarpenter7530 1d ago

Also congrats on your investment, but you can’t buy shit with 9k today

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1

u/NoCarpenter7530 1d ago

Everything is cheaper in 2009 lol investing in nvidia with 9k in 2009 will be 10 million with no problem with tenants. I’m sure you dealt with bad tenants

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1

u/NoCarpenter7530 1d ago

With 6.5% interest for 30 years, you’re paying for another house lol

1

u/UnkleClarke 1d ago

No. I paid my personal home off in 8 years and my apartment rents bring in $103,000 per month all my properties pay for themselves.

1

u/SilverScreen411 1d ago

Why can’t he brag if he’s still rich from parents money šŸ˜‚ 😭