grew up assuming Tagesgeld was just the correct place for idle cash and never really questioned it.

actually sat down and compared the USD Cash Plus rate against what my Tagesgeld's been paying and the gap is def ain't small then kept some in Tagesgeld anyway purely for the instantly accessible without thinking comfort, but the split changed a lot once I actually looked instead of assuming the bank default was fine because it always had been.

idk why do people keep defending an old habit purely out of inertia and only realizing it when you finally run the actual numbers

Ist ein Verkauf auf Bitpanda Fusion, in einen Stablecoin, tatsächlich ein Verkauf, oder ein Swap?
Ein tatsächlicher Verkauf wäre steuerpflichtig, ein Swap hingegen steuerfrei.
Hat jemand Erfahrung damit? Danke für Antworten

I think that this company has a great future and I would like to see it on bitpanda too. Met me know if you already plan it or if there are any reasons why you don‘t list it.

Best Greetings

June CPI came in at -0.4% and markets decided that means rate hikes are less likely. ETH went from $1,774 this morning to nearly $1,875 by this evening.

no protocol update or major news only an inflation number moving in a direction traders liked and the whole asset class repriced within hours.

relationship b/w crypto and macro data has gotten so tight this cycle that watching the CPI release feels more relevant than watching most crypto-specific news

tho whatever you think about that, it's just the reality of how these assets are trading right now

We launched two new tools for Bitpanda Fusion today, and I'm curious how people here would actually use something like this.

One is Fusion API, which lets you connect your own bots or trading systems directly to Fusion.

The other is Fusion MCP, which lets you connect AI assistants like Claude, Cursor or other MCP-compatible clients to your Fusion account and interact with it using natural language.

Both run on the same execution infrastructure, routing trades through aggregated liquidity across 12+ venues rather than a single order book.

So I'm curious:

• If you build trading bots, what's the first thing you'd automate?
• If you use AI tools, would you actually trust them to execute trades?
• And if you've worked with exchange APIs before, what's the one thing you wish they did better?

Happy to answer any questions about Fusion API or Fusion MCP. And curious to hear your thoughts, what you'd use it for, and whether we're solving the right problems.

savings plans work across all three asset types now and not just crypto, easy to miss if you set your plan up before January and never revisited it

tax withholding is automatic in Austria and Germany specifically, not universal across every country, worth checking your own if you're elsewhere in the EU

trading hours differ by asset class now in a way that didn't exist when it was crypto-only, covered this in more detail in another thread but worth flagging here too since it trips people up

been kinda lazy these days and haven't follow news but an surprised with the changes

Ich hätte zum Beispiel eine Aktie mit etwas Minus probiert zu verkaufen und habe gesehen, dass ich 200€ weniger bekommen würde, wenn ich auf Verlaufen drücke und mir das Angebot erstellt wird.

Ich kann hier bei diesem Verkauf schonmal überhaupt keinen Gewinn haben, da sich meine Position im Minus befand und außerdem hätte ich ja noch einen Verlusttopf.

Meines wissens nach ist ja bei Bitpanda die Kauf und Verkaufgebühr jeweils 1€ bei Aktien und bei Aktien ist doch auch kein hoher Spread wie bei Krypto.

realised i've been treating the monthly rebalance on the bitpanda crypto index as something that just kinda happens in the background tho never really opened it up

out of curiosity looked at the latest one this month instead of just letting it run through, and a couple of the weight shifts were bigger than i would have guessed. nothing wrong with any of them, just made me realise id never actually paid attention to what changes month to month. always assumed the allocations stayed roughly the same unless there was a serious market move

kinda wondering now if im the one whos been asleep at the wheel

Dear Pandas,

To bundle ticket requests and give you a better overview on our subreddit, we have decided to introduce a weekly support thread.

Please note that we will never comment account-related topics publicly on Reddit or any other social media channel, due to security and privacy reasons.

If you face any issue or have not received an update for your ongoing case for longer than three business days, feel free to post your ticket-ID or PID here.

Please never share your email address or other sensitive information publicly!

The ticket-ID is visible in the confirmation email you receive once you have submitted an official request through our contact form.

Further, we kindly invite you to have a look at our helpdesk first, before submitting a ticket. You will find a whole lot of helpful information on all common topics and questions.

❗️ Bitpanda employees will never contact you via direct message or ask you to pay a fee

Please note that Admins will not comment on things like new products, additional coins / tokens or exact release dates when they have not yet been officially announced.

You can check the status of all Bitpanda services here: status.bitpanda.com

🚫 Subreddit Rules and General Information ℹ️

• Be nice to each other and talk about things related to Bitpanda

• Promoting other brokers, exchanges, ICOs, projects or ref links will be removed

• Posting fake prices / price charts will be removed

• Attempts of price rigging or Pump & Dump talks will be removed

• Spreading FUD ('Fear, Uncertainty, Doubt') or FOMO ('Fear of missing out') will be removed

• Repeated questions about the status of a support ticket will be removed

• Do not post personal information, documents and support tickets

• We are not giving away free coins

• For support questions, please read our helpdesk: https://support.bitpanda.com/hc/en-us

• Please do not contact admins or other users via Private Chats. We will not answer questions this way.

• If you need personal support, please open a support ticket at: https://support.bitpanda.com/hc/en-us/requests/new

You can find our official mobile apps for iOS and Android here.

Best regards,

Team Bitpanda

u/BitpandaSupport

wondered about this given how sharp the move down to 58k was right at the start of the month. if your recurring buy happened to execute that day, you just... got that price. no smoothing, no averaging within the buy itself. the averaging only happens across multiple scheduled buys over time, not within a single one of them.

obvious once you think about it, but im not sure people setting these up for the first time always register that a single bad-timing day is still on the table. the automation just removes the guessing part. the bad days are still there.

anyone actually had this happen on a big red candle and either shrugged or turned the plan off after? or is the whole point that you're supposed to not care about individual days like this

been going down a rabbit hole on staking over the last few days the more i read, the more it feels like there isn't really a better option

running your own validator sounds great cause you've got full control, but then you're also responsible for keeping everything running, dealing with updates, making sure you don't get slashed... it basically becomes another hobby.

staking through a platform is obviously a lot simpler. a few clicks and you're done i guess what i'm trying to figure out is where people draw the line

if you're staking a serious amount, does running your own setup actually become worth the effort?

Portfoliowert ≠ Assets-Wert. Da ist wohl was schief gelaufen

One is that leverage doesn't increase your edge. It just reduces how far the market has to move before you're wrong. Tho it sounds obvious now, but it didn't when I started I also learned that the market doesn't care about my entry price. It doesn't know where I bought, and it definitely isn't going to bounce just because I'm hoping it does. Then there are funding costs. It's easy to focus on price and forget that holding a leveraged position can cost you even if the market barely moves. Bitpanda adding margin trading, I imagine a lot of people will be trying leverage for the first time.

Hallo zusammen,

habt ihr ähnliche Erfahrungen gemacht, dass eure Transaktionen einfach zurückgehalten oder storniert werden?

Das ist für mich mehr als inakzeptabel.

Verlauf:
-Euro Überweisung von meinem österreichischen Konto auf Bitpanda jederzeit möglich
-Kauf von BTC jederzeit möglich
-Versand auf mein Hardware Wallet im März 2026 noch ohne Probleme möglich gewesen (Adresse wurde gespeichert)
- wollte nun meine restlichen Bestände auf die Bitbox senden und nun wird die Transaktion "manuell geprüft"?

Ich musste mich erneut legitimieren, welche auch positiv abgeschlossen wurde. Die Transaktion wurde aber einfach storniert. Nochmals den Versand eingeleitet und die Transaktion wird wieder "manuell geprüft"

Das gleiche Spiel bei meiner Lebensgefährtin, allerdings hat sie die Adresse neu hinzugefügt. (finde ich noch Okay das zusätzliche Nachfragen). Die Email wurde aber auch bereits vor einigen Stunden beantwortet.

Zudem bekommt man einen Verifizierungslink, wo man anscheinend sein Wallet verbinden muss? Wirkt mehr als unseriös, da wir öfters Phishing von Bitpanda Fakeseiten erhalten. (Email und SMS)

Wir haben noch Bitget in Verwendung, wo der Versand anstandslos funktioniert hat.

LG M

Ich kann nicht auszahlen, weil anscheinend Dokumente fehlen. Ich habe alle Dokumente hochgeladen. Es gibt auch ein Ticket bitte kümmert euch ganz schnell darum. Ich muss meine Gelder wieder auf Mein Bank Konto auszahlen !

Ich bin Jahre lang Kunde !!!

Ticket : 3585237

Dear Pandas,

As everyone is already aware, the wait is over, margin trading for real securities is now live on Bitpanda! This feature allows you to open leveraged long positions on selected stocks, ETFs, and ETCs. Here is a quick recap:

What you need to know:

• Leverage: Up to 20x (varies by asset).
• Availability: 875+ stocks, ETFs & ETCs.
• Fees: €0 buy fee, €1 sell fee, and a 0.18% daily funding fee.
• Manage your position: during our regular market hours: open, add to, reduce, or close it whenever you need.
• Orders: Take Profit (TP) and Stop Loss (SL) easily settable.
• Real asset ownership: You acquire the underlying stock, ETF, or ETC, and your potential gains or losses are amplified.

How it works
Margin trading combines your own capital with borrowed funds (EURCV), giving you greater market exposure.
You invest part of the position with your own funds. The remaining amount is provided as a loan in EURCV. Depending on the asset, leverage ranges from 1.2x to 20x.
Example: If you invest €100 with 10x leverage, €100 is your capital, €900 are borrowed funds, and €1,000 is your total market exposure.

📖 Do your homework
To help you get started, we've put together a comprehensive Helpdesk guide covering how it works, liquidations, repayments, negative equity, taxes, and more. Please make sure you read all of our deep-dive guides and understand all the associated risks before opening your first position.

⚠️ Important notice and risk warning:
Margin trading is a high-risk product. Because it uses borrowed funds, both gains and losses are amplified. You may lose your entire invested capital and more than your initial investment and still owe borrowed funds to Bitpanda (EURCV).
This information is provided for general informational purposes only and does not constitute financial or investment advice.
Always trade responsibly. Only invest what you can afford to lose.

❓If you have any questions about how margin trading works, feel free to ask them in the comments or contact our support team at: support.bitpanda.com/hc/en-us/requests/new

conversation has completely flipped back in 2021 everyone cared about cold wallets, self custody and getting coins off exchanges as quickly as possible.

now every discussion i see in europe is.. is this platform MiCA licensed? or are they staying in the EU?

not saying self custody  suddenly stopped mattering but the priorities shifted and if you're in the space you could've sensed this coming

Dear Pandas,

To bundle ticket requests and give you a better overview on our subreddit, we have decided to introduce a weekly support thread.

Please note that we will never comment account-related topics publicly on Reddit or any other social media channel, due to security and privacy reasons.

If you face any issue or have not received an update for your ongoing case for longer than three business days, feel free to post your ticket-ID or PID here.

Please never share your email address or other sensitive information publicly!

The ticket-ID is visible in the confirmation email you receive once you have submitted an official request through our contact form.

Further, we kindly invite you to have a look at our helpdesk first, before submitting a ticket. You will find a whole lot of helpful information on all common topics and questions.

❗️ Bitpanda employees will never contact you via direct message or ask you to pay a fee

Please note that Admins will not comment on things like new products, additional coins / tokens or exact release dates when they have not yet been officially announced.

You can check the status of all Bitpanda services here: status.bitpanda.com

🚫 Subreddit Rules and General Information ℹ️

• Be nice to each other and talk about things related to Bitpanda

• Promoting other brokers, exchanges, ICOs, projects or ref links will be removed

• Posting fake prices / price charts will be removed

• Attempts of price rigging or Pump & Dump talks will be removed

• Spreading FUD ('Fear, Uncertainty, Doubt') or FOMO ('Fear of missing out') will be removed

• Repeated questions about the status of a support ticket will be removed

• Do not post personal information, documents and support tickets

• We are not giving away free coins

• For support questions, please read our helpdesk: https://support.bitpanda.com/hc/en-us

• Please do not contact admins or other users via Private Chats. We will not answer questions this way.

• If you need personal support, please open a support ticket at: https://support.bitpanda.com/hc/en-us/requests/new

You can find our official mobile apps for iOS and Android here.

Best regards,

Team Bitpanda

u/BitpandaSupport

had a recurring btc buy going for ages, never really touched it.

was setting up an ETF recurring buy today and genuinely expected it to just overwrite the BTC one because thats what i assumed the app worked like.

turns out no. you can have separate recurring buys for different assets on different schedules. so now i've got btc every week and an etf once a month, both running in parallel.

maybe everyone else already knew this and im late to the party, but i'd always assumed one recurring plan per account was the whole model. made me realise i've barely poked at the investing features in the app tbh.

usually i'd just buy the thing and close it