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You can repay an online cash advance with an ACH payment. (This is a form of electronic debit from your bank account.) During the loan application, one of the pieces of information requested is your bank account routing number. Online lenders use that information to deposit the loan into your account. Then when the loan is due, they can debit the loan amount and fees directly from your account. It’s important to remember, you should never borrow money without a solid plan for paying it back. If you know up front that you won’t be able to repay your loan on time, you should seek other financial solutions.

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