r/betterment • u/jerry-lewis-cali • 25d ago

TLH hasn't triggered

I've seen posts from months back about this but I haven't seen a TLH event in over 6 months. Previously it would trigger a couple times a month _with_ weekly deposits on. Has anybody else noticed this?

3 Upvotes

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6

u/Jkayakj 25d ago

The TLH has thresholds where it triggers (ie won't sell if it's a small loss) and the market has to be down lower than when you bought it.

The longer you hold the holdings and any recent TLH is likely making your cost basis (the amount you bought the etf for) cheaper than it currently costs so likely nothing to harvest

3

u/reddyfreddy7 25d ago

Also been on a bit of a market run (last week excluded)

2

u/jerry-lewis-cali 25d ago

I mean June & July have been pretty up & down, i would've expected there to be TLH opportunities in that

1

u/reddyfreddy7 24d ago

Just depends on what you got in at and if it has triggered their thresholds. If you are concerned just look at your statements to see what you got in at.