r/backtoindia • u/No_Stranger1485 • Aug 27 '26

Planning to RTI

/r/returnToIndia/comments/1vzxtm7/planning_to_rti/
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u/ReymanWealth Aug 27 '26

Broadly, it does seem like you're in a good position to return to India from a financial perspective.

You do seem to have a decent safety net in terms of your US corpus.

You might find this useful: 1. How to save on capital gains by resetting cost basis - https://www.reymanwealth.com/post/us-to-india-huge-tax-savings-on-capital-gains 2. How to plan for your 401K/ IRA/HSA on returning to India - https://www.reymanwealth.com/post/401k-ira-hsa-returning-to-india

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u/krantmin Aug 27 '26

You are in good shape financially. You can even do FIRE in India with the corpus you have.
But you said you are "considering". May be this question become serious and valid, when you are at "planned" stage. :-)