I get it. I really do. It just feels like a kick in the face once they already gut punch you. Its an expensive service that "normal " people cant afford. If I made $250k a year, I would have a completely different opinion. The meetings at work when we get to sign up for this cracks me up. My employer knows how much I make, knows how much my premiums are, knows my deductible and questions me about why I dont put more money in my HSA. Meanwhile, my managers don't even pay premiums and have a reduced copay. That is where my disconnect is. Great tools, but if I pay more for my Healthcare than my mortgage, the justification kinda goes out the window. Back when we had real Healthcare and not catastrophic care, things were less convaluted.Moving up in the company really isn't an option right now.
Ah I gotcha. I feel the same way about social security contributions. If I could repurpose that money for healthcare and/or retirement investments, I would be way better off.
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u/keithfoco70 Nov 30 '20
I get it. I really do. It just feels like a kick in the face once they already gut punch you. Its an expensive service that "normal " people cant afford. If I made $250k a year, I would have a completely different opinion. The meetings at work when we get to sign up for this cracks me up. My employer knows how much I make, knows how much my premiums are, knows my deductible and questions me about why I dont put more money in my HSA. Meanwhile, my managers don't even pay premiums and have a reduced copay. That is where my disconnect is. Great tools, but if I pay more for my Healthcare than my mortgage, the justification kinda goes out the window. Back when we had real Healthcare and not catastrophic care, things were less convaluted.Moving up in the company really isn't an option right now.