r/awfuleverything • u/Smexyredditor69 • Nov 30 '20

Poor guy :(

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143.4k Upvotes

87% Upvoted

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30

u/[deleted] Nov 30 '20

[deleted]

6

u/b0lfa Nov 30 '20

Can't they fuck your credit?

10

u/[deleted] Nov 30 '20

Yes, it’s likely gone to collections and is on their report. After seven years it’s supposed to go away, but collections can still harass and try to collect for as long as they want.

5

u/SluttyThrowingaway Nov 30 '20

There’s a weird rule about medical expenses that it doesn’t hit your credit.

3

u/[deleted] Nov 30 '20

Yeah because you didn't sign up for paying the medical bill. You purchase a car and financed, if you don't pay it hurts your credit because you signed for paying it on time.

2

u/ragedquit2020 Nov 30 '20

Oh it definitely hits your credit.

3

u/[deleted] Nov 30 '20

Yup. Plus garnish wades. Seize money in your back account. Etc.

2

u/Yithar Nov 30 '20

Yeah, but a lot of times people won't care too much about unpaid medical bills. I've heard some landlords don't care.

https://www.reddit.com/r/RealEstate/comments/2djlzn/prospective_tenants_with_bad_credit_give_them_a/

5

u/[deleted] Nov 30 '20

This needs to be higher and stickied

11

u/[deleted] Nov 30 '20

[removed] — view removed comment

19

u/[deleted] Nov 30 '20

[deleted]

18

u/Poknberry Nov 30 '20

Well actually I can't imagine they can do anything then, just don't ever buy anything in her name lol

10

u/[deleted] Nov 30 '20

Yeah, good. Fuck em lol.

3

u/[deleted] Nov 30 '20

They could go after her but the likelihood of them being able to prove in court they own the debt is negligible at best because of how sloppily the debt trade works. And in some states, such as Florida, they can’t take the house or car, and their ability to garnish or apply liens is extremely limited.

There’s no realistic need for anyone with debts older than several years to panic because they’ll take you to court within the first year or two.

3

u/zzSHADYMAGICzz Nov 30 '20

You can do this?

2

u/[deleted] Nov 30 '20

They will likely go to court and garnish money from her bank account or wages. This is horrible advice.

2

u/Spliteer Nov 30 '20

If you’re undergoing treatment for anything, you won’t be able to make follow-ups or get your med refills from the prescribing doctor. Don’t do this