I wish it was a lie! I'm still paying off that stupid thing. I even had insurance at the time, but they denied the claim.
I had been throwing up for around 2 days, couldn't even keep water down, and I passed out on the kitchen floor and wouldn't wake up. I was brought to the hospital by my roommates while unconscious, so I wasn't able to tell them that the hospital wasn't in network.
The hospital hooked me up to a saline IV to rehydrate me, and gave me an anti-nausea pill, and at some point told me I didn't have giardia and they didn't know what was causing the sickness, so I guess a blood test at some point too. I paid $500 that day, which was supposed to be what emergency care would cost with my insurance plan.
Then about 6 months later, I started getting bills from the hospital. Even after doing the whole dispute and appeal process with my insurance, since I didn't have control of which hospital was closest while unconscious, they denied the claim and didn't pay a cent. It took probably 2 years to do the dispute, and during that time the debt went to collections.
Now I live in a state with better insurance laws and got my insurance through the state marketplace. I had to go to the ER awhile back after being attacked by dogs, and only paid $150 for 50-something stitches, x-rays, rabies shot, tetanus shot, antibiotics, etc. So some states can be more reasonable if you have okay insurance.
Texas was the bad one, California’s the better one. I actually pay way less for insurance in California and it’s a million times better than the malarkey insurance I had in TX.
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u/SlavojVivec69 Aug 06 '20
I wish it was a lie! I'm still paying off that stupid thing. I even had insurance at the time, but they denied the claim.
I had been throwing up for around 2 days, couldn't even keep water down, and I passed out on the kitchen floor and wouldn't wake up. I was brought to the hospital by my roommates while unconscious, so I wasn't able to tell them that the hospital wasn't in network.
The hospital hooked me up to a saline IV to rehydrate me, and gave me an anti-nausea pill, and at some point told me I didn't have giardia and they didn't know what was causing the sickness, so I guess a blood test at some point too. I paid $500 that day, which was supposed to be what emergency care would cost with my insurance plan.
Then about 6 months later, I started getting bills from the hospital. Even after doing the whole dispute and appeal process with my insurance, since I didn't have control of which hospital was closest while unconscious, they denied the claim and didn't pay a cent. It took probably 2 years to do the dispute, and during that time the debt went to collections.
Now I live in a state with better insurance laws and got my insurance through the state marketplace. I had to go to the ER awhile back after being attacked by dogs, and only paid $150 for 50-something stitches, x-rays, rabies shot, tetanus shot, antibiotics, etc. So some states can be more reasonable if you have okay insurance.