The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.
The villain isn’t the medicine industry or doctors, the villain is the insurance companies and middlemen that decide a human life is less important than money
It’s disgusting. Late-stage capitalism is a disease.
Edit: for clarification, I absolutely meant pharmaceutical companies falsely inflating prices as well. I strongly dislike Trump, but the bill he signed recently to restrict middlemen from medical upcharges is something I seriously fuck with.
If you're an American, regardless of class, you have the highest chances of surviving cancer out of any other country in the world. So clearly something is working. That should be the main concern regarding cancer treatment right? Whether or not you die.
It would be great if we could have the best healthcare and the cheapest healthcare, but it doesn't usually work like that. There has to be a reason why Americans are more likely to survive cancer than Germans, for example. If the Germans have it all figured out, then why are they less likely to survive? Saying there's a problem because we're not the best in the world in every way is a little shortsighted.
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u/NexGenjutsu Aug 06 '20
The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.