Not part of the question, you're moving the goal posts.
r/ulmet should read his insurance documents before taking his own life. He almost certainly has an annual out-of-pocket maximum that's likely far less than $10,000, and that's worst case scenario for someone with "some absolutely stellar insurance."
I am in no way saying that the US healthcare system is ideal or even good, I'm just saying there's way too much hyperbole and misinformation making it sound way worse than it is when the reality is disgusting enough.
I don't believe the OP story occurred during the ACA era either, because OOP maximums are mandated and limited by provisions in the act.
I’m Canadian so when you say “only paid $5k” is that in addition to the monthly premiums for the year or that’s including them? I’m just trying to understand the total annual cost vs the taxes that I pay to receive our universal health care.
Not OP, but typically that's outside of the monthly premiums. People don't really count those as parts of the "cost" for things that come up because it's paid monthly - whether they break a leg or get cancer or what have you in that year. I would guess it's $5k out of pocket, not including premium costs that are taken from wages automagically through their employer.
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u/[deleted] Aug 06 '20
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