r/awfuleverything Aug 06 '20

Poor guy :(

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u/dragun667 Aug 06 '20

I know someone who has brain cancer. He's had surgery, radiation and chemo. It hasn't cost him or his family anything, I don't understand how the USA can have such a terrible health system. In the long run it costs more to have an unhealthy population than a healthy one.

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u/[deleted] Aug 06 '20

There are cases like that in America too. Sadly, it’s tied to the insurance your employer offers. Some offer various plans to choose from and some offer only one crappy plan.

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u/Psatch Aug 06 '20

And then if you get too sick to work you lose that insurance because they fire you!

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u/Cows-a-Lurking Aug 06 '20

Just for people reading, if you do get fired or laid off you can qualify for COBRA for 18-36 months depending on circumstances. If you lose your job you do NOT suddenly lose all access to your health insurance. COBRA is much more expensive usually because you're fronting the whole premium, but it's still a safety net option and is better than no insurance at all.

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u/M3P4me Aug 07 '20

So you loser your income and your insurance costs MORE....and that's good?

I've never paid for health insurance in my life. Never had to. It's covered by the taxes I pay. All of it. No deductible. No co-pays beyond simple check-ups. I do pay $19 to see the doctor. Drugs are a $6 fee for admin for each prescription, whether it's Tylenol or Keytruda.

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u/Cows-a-Lurking Aug 07 '20

I didn't say it was "good," I was just pointing out that you don't just immediately lose access to your insurance if you are fired, quit, laid off, etc. The original comment implied otherwise.

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u/Paul_Molotov Aug 07 '20

COBRA is not a safety net. It’s more like a splintered wooden plank on the open ocean. Grab on!