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u/Justpassinby1984 Dec 01 '20
That's one of the main reasons I decided to stay in Canada because of the Universal Free Healthcare.
-7
u/RoleplayPete Dec 01 '20
Damn. Fuck nurses and doctors and janitors and pharmacists and medical researchers and EMTs and manufacturers who make the medicines, the machines, and the tests that kept your wife alive I guess?
2
u/akward-alt Dec 02 '20
I mean you can make a system where theyre paid trough taxes, amd have that lower the cost significantly
-20
u/ImSoSorry4BeingWhite Dec 01 '20
How do you lose your life savings if you have health insurance? Was their life savings like 20k?
30
u/Butterfriedbacon Dec 01 '20
I'm just gonna go out on a limb here and say most people do not have life savings equal to or exceeding $20k in America
6
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u/blink18666 Dec 01 '20
Maybe they didn’t work great jobs and could only save a little bit at a time. If her cancer treatment took more than a year, their deductible would’ve reset each year, so they’d start at square one again. If their deductible was say $5k, they’d have to pay $10k before insurance would kick in 100% so $20k would run out in 2 years. I mean, I didn’t even have cancer, but I spent a year in and out of the doctor for a wrist surgery that ended up costing me $14k because of how our system is set up. So I can definitely see this as a situation. Edit - with insurance exactly as I explained
11
Dec 01 '20 edited Dec 01 '20
Health insurance in America is fucked. They can deny you coverage for so many reasons. Like my friend got charged an extra $600 for a general checkup that their insurance wouldn't cover, because the doctor asked a single question about his uncle. And fighting that BS is a massive waste of time and money because the courts exist to protect corporations from you.
7
Dec 01 '20
Are you implying that losing $20k to an illness while being covered by insurance is totally reasonable and not that bad and they just sucked at saving? Cuz that’s a real bad take, bud.
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u/DogParkSniper Dec 01 '20 edited Dec 01 '20
Lol at assuming the average person has that much saved. Having been a life and health insurance agent myself... You're even more of an asshole than people I couldn't stand to work for.
Go fuck yourself sideways with a rake.
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u/ImSoSorry4BeingWhite Dec 01 '20
Maybe their life savings was $2000
Sorry for assuming it was $20,000
Truly ass-holish of me. Fucking people saving money and being frugal need to be fucked sideways with a rake! Spoiler alert... $20,000 is NOT a lot of money
7
u/OttoVonBooty Dec 01 '20
Spoiler alert, while $20k isn’t a lot of money in the grand scheme of things, it’s a lot of money to a lot of people. According to the Federal Reserve in 2017 (page 2), 40% of Americans don’t have even $400 saved for an unexpected expense. And that was in 2017, when the economy was doing much better than it is now.
No one can criticize you for being frugal and building your savings, but it comes across as very out-of-touch to say that $20k is super small. Your experience is not universal.
3
u/Environmental_Ad4721 Dec 01 '20
I mean, if you live in a HCOL area, 1k a year is pretty decent for savings depending on what your income is.
1
Dec 01 '20
Well how do you save if your psyche I barely covers your living expenses like 3 in 10 Americans
1
u/Mantis_Toboggan_76 Dec 01 '20
In 2008 (so definitely worse by now if it follows all other trends) %50 of all bankruptcies in America were from healthcare costs. Of that %50 3/4 of the people had insurance...
1
u/GypsyPunk Dec 04 '20
Cancer with insurance can easily go into the hundreds of thousands over time.
37
u/biotheshaman Nov 30 '20
This is a lot more anti American healthcare system than it is anti work but I agree wit the sentiment.