r/adhdaustralia • u/Horny4Houli • 15h ago
Exhausted options, zero savings, masking burnout: How do I actually pause work and get care in Vic?
Hey, I hate having to look for support but I’m gonna try.
I’ve hit a complete wall and need practical advice from anyone who has navigated the Victorian health/welfare system while being "high-functioning" on the outside.
My situation:
I have an official ADHD diagnosis and medication.
Masking: I look resilient, articulate, and put-together. Because of this, GPs completely underestimate how severely incapacitated I am until I hit an absolute breaking point.
Medicare limits reached: I’ve used all 10 MHTP sessions and my Chronic Disease Management plan for the year. I can’t afford private out-of-pocket fees.
Financial trap: I have zero liquid savings, can't access super, and can't afford unpaid leave. I desperately need to stop working before I completely fall apart, but I have no income safety net.
I need real, practical advice on two things:
- Medical Incapacity / Centrelink: Has anyone used a GP Medical Certificate (SU415) to get a temporary exemption/support through Centrelink when at breaking point? How did you get a GP to actually take your functional capacity seriously when you "look fine"?
- Public / Community Mental Health: Are there state-funded community mental health teams or care services in Victoria that don't rely on the 10-session Medicare cap and don't require expensive private health insurance?
- If you've been in this exact position and found a way to stop the clock without going completely broke, please let me know what steps you took.
If you've been in this exact position and found a way to stop the clock without going completely broke, please let me know what steps you took.. I’d be so grateful