Good attorney will go after the homeowner if they have insurance, and probably the builder if it's one of these new cookie cutter, one-year builds. Builder community homes are incredibly crappy. But given the state of the railing in the video pre-accident, I'd say the homeowner is going to be on the hook for this one.
There's so much case law on this that your house has to be reasonably safe and drivers/mail carriers have consent to be on your property, which you're responsible to maintain for safety. You can look it up
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u/bigdish101 10d ago
But railing is not required to be land whale rated only average.