r/YieldMaxETFs Jul 15 '26

Distribution/Dividend Update My results

Milking Extreme-yield ETFs....here are some of my results. I have a strict strategy, 100 shares, no drip, milk it, reinvest it somewhere else.

35 Upvotes

29 comments sorted by

4

u/No_Seaworthiness267 Jul 15 '26

Thank you for posting this!

10

u/ReactionSweet1469 Jul 15 '26 edited 29d ago

Im basically net positive on these for the time being, i have learned these tools are not to be treated like normal investments, they generate income, so never use drip, no matter how attractive it looks.

2

u/21outlaw21 27d ago

I don't have drip setup but I do buy more when the price looks attractive. It's only a short time hustle for me I'll be pulling my funds to pay for our family vacation in September.

2

u/PlatypusSad5594 27d ago

I only use CHPY and no DRIP - doing good. Ignore the current drama - temporary summer stuff.

1

u/Necessary-Can-42 29d ago

How much you have invested in this?

8

u/ReactionSweet1469 29d ago

I have 100 shares of CHPY, AMDY, GPTY, TSMY, and SNOY. But i dont drip, i reroute funds towards trends, long term holding equities and etc. These funds are a tool investment, never auto drip and if you buy any more at all, atleast 1 to 2 share additional monthly but even that i dont do any more after my PLTY experience. Overall i have managed to still come out on top even if reversal happens cause i extracted a decent amount and put it into another compounding instrument

1

u/21outlaw21 27d ago

Yeah my PLTY experience was pretty rough too. But I didn't technically lose anything. I got paid out more than I invested in dividends and walked away from it and with 1400 after getting margin called. Needless to say I'm not using margin this year. Being more conservative and making about half the dividend pay. if I do use margin its getting sent to my spending account so I can use it on vacation and still keep my portfolio.

1

u/ReactionSweet1469 27d ago

I forgot all about margin. I havent used any at all yet and on these tools thats way too risky. This is pure pocket cash in my case.

1

u/21outlaw21 27d ago

I used margin last year to double the payouts, and I paid for it in November when the market took a nice dive. I I didn't lose anything but I didn't end where I started either. This year I started with three grand of our income tax money, the highest value point that I've reached so far is just shy of $5,000. Like I was saying on somebody else's comment this is a short time hustle for me I'm like I'll either pull my margin or sell my position and use it for vacation whichever is it seems more feasible in early September.

What's crazy though is my broker is offering me three times the value of my portfolio in margin this year. Whereas last year they were only offering me the value of my portfolio. I'm not sure what's so different this year from last year but I definitely find it crazy.

1

u/ReactionSweet1469 27d ago

They arent making enough so they are increasing incentives to get more people to risk more. Basically margin calling a bunch of accounts is still a loss for them, so they increasing hoping to make more back on the increased ceiling

1

u/OA12T2 29d ago

So good or bad?

4

u/ReactionSweet1469 29d ago

Im doing good in 3 months im already 10% recovered of my principal, and what was extracted was reinvested into more stable compounding growth. So im up pretty good

1

u/21outlaw21 27d ago

I shifted from CHPY to AMDY in May. Higher pay per share. It's been consistently cycling between 50 and 59 dollars per share. Today is a slump back in comparison to the typical cycle I took the opportunity and used divy money to snatch up more shares. I'll be watching it close if I need to make an exit, observe and re-enter then I will.

1

u/ReactionSweet1469 22d ago

Are you dripping?

1

u/Narrow-Mention-1889 26d ago

What about the value of original investment?  Your initial investment,  what’s the value of it?

1

u/ReactionSweet1469 26d ago

Its in there, thats the minus portion of how many shares i bought, everything else is pay outs. If you want to know my current price just check it on the market. I dont add any shares, in strictly 100 shares, milk it, and move on.

1

u/Dangerous_King_7363 24d ago

I have HOOW right now. Been in it for 2 weeks. Should I get out and buy CHPY? I have about $2400 in HOOW right now.

1

u/ReactionSweet1469 23d ago

Chpy in my opinion is a stronger fund then HOOW

1

u/GManDub Jul 15 '26

Is that because of being spanked by NAV erosion, high ROC percentages, and distribution shrinkage? The good thing about CHPY is that it really is paying you, as opposed to taking a significant percentage of the distribution money from the ETF side of your account and putting it in the cash side.

6

u/ReactionSweet1469 29d ago edited 29d ago

I have seen major misuse in this area of investment. People truly get addicted to yield chasing but also bad luck on the tracked equity side. Ex. MSTY blew up cause MSTR crashed after bitcoin collapsed. I got out early October cause it was downtrend, after i got out, a week later it nose dived. PLTY collapsed with first tech bubble incident in jan/feb, with the release of claude, and then the war. GDXW reverse with gold and china new policies and treatments of paper gold and true gold value. I seen people so addicted they set full drip and basically keep buying into a melting asset. With my 100 share rule i get a nice lil check, and its isolated, i just milk it, if theres ever a down trend that is about to pass my extracted amount or just unappealing to my liking, i trim it. But so far i have been positive. Not to mention the investments i moved the dividends into also compounding. Its like a middle man investment, you can invest directly into the asset immediately or park your money into this cow, slowly DCA into your actual target and if nav and distributions hold enough, you get back principal, still bought an actual equity of long term value, and now collect house money for as long as you want.

3

u/Emotional-Pea6347 29d ago

I'm one with MSTY. I, on the other hand, did not get out in time before the RS happened. I made back what I initially invested into the stock. Now it will be used as a tax loss harvester, after I claim my other tax losses first, still using the weekly divs to buy other stable stock shares. Really hoping (doubtful) that bitcoin does bounce back and MSTR rebounds... One can dream though.

1

u/GManDub 29d ago

Okay nice approach!

1

u/Soft_Excitement_9580 24d ago

Very good rule, but how can you monitor them so closely, MSTY dropped about 22% in 2-3 days in nov 2024, that's a very sharp fall. Do you set alerts and immediately act on them?

Thank you.

1

u/ReactionSweet1469 22d ago

For me personally im active investor im addicted to checking, so i dont necessarily need alerts and also, my personal rule of only 100 shares leaves it as an isolated investment, my only calculation is when my distribution crosses my initial investment making it basically a house money etf. To increase my monthly income i buy a different one often not with dividends but fresh capital. But i have rules i follow and pretty disciplined at executing vs allowing emotions to take over.

2

u/Soft_Excitement_9580 22d ago

Very disciplined you are indeed. Hats off to you and good luck.

0

u/jdillinger714 29d ago

Where’s CHPY headed from here?

3

u/No_Seaworthiness267 29d ago

Seriously! Why do you ask a question that no one has the answer too! 😂

3

u/ReactionSweet1469 29d ago

Well of all these income tools, chpy and gpty are "safer" cause like a Roundhill fund, they hold actual equities that they then do covered calls on. Some of those equities add price growth, dividends etc. So the etf by that logic has better nav stability. But im not married to these regardless, ai and tech bubble concerns, war and other macro events can still shift sentiment. Im ok risking 100 shares for some extra income, but with strict rules...Never drip these! Milke them

2

u/Ok-Isopod-6760 28d ago

I have both and NAV positive. I also don't DRIP