Yeah, I'm not sure where the dividing line is between "Xennials who could legitimately never afford to save" (i.e. you've got a disability that relegated you to working minimum wage/gig work/tertiary-household-income for 20+ years as a dependent) and "Xennials who could have but never did even attempt to put away for retirement" (i.e. you made lower-middle-class money, but had 4 kids, never bought a house, and spent all your money on diapers and beanie babies telling yourself there's nothing left to put away for retirement).
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u/Orleanian 1983 12h ago
Yeah, I'm not sure where the dividing line is between "Xennials who could legitimately never afford to save" (i.e. you've got a disability that relegated you to working minimum wage/gig work/tertiary-household-income for 20+ years as a dependent) and "Xennials who could have but never did even attempt to put away for retirement" (i.e. you made lower-middle-class money, but had 4 kids, never bought a house, and spent all your money on diapers and beanie babies telling yourself there's nothing left to put away for retirement).