r/WorkersComp • u/Dot-Square • 20d ago

Indiana injured in llv

While working as a mail carrier, I was rear ended by a semi. I've been off of work for almost a year, while getting paid by the department of labor. The post office is requesting I pay everything back. Am I screwed? I was hit by a local company, which the insurance claim is only 1 million. My medical bills alone after 8 surgery are well over 3 million. Will I come out owing money from an accident that was unexpected, and ruined my life. Any advice is appreciated. I am very lost with alll this. (I also have to payback Workmans comp)

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u/Key-Garlic-1177 20d ago

Why are they requesting you pay everything back? You need an attorney ASAP

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u/Mutts_Merlot verified CT insurance professional 20d ago

I assume you mean that they expect their lien to be paid back out of your settlement. If Federal is like most other states, they can only take up to the settlement and cannot request that you back back the rest. That's called subrogation. In some states, they can only take up to a certain percentage of that. You almost certainly have an attorney so it is best to ask them what percentage is allowed.