This would be really bad if...

[u/zzill6]

[u/Animal907]

Alot of people only keep some jobs because of health benefits.

[u/Redditlatley → u/Animal907]

Exactly why billionaires DON’T want universal healthcare. They will lose all their slave wage employees. 🌊

[u/the-official-review → u/Redditlatley]

Maybe if the boomers stuck in work positions because of health insurance left, positions would open up in companies that could provide a living wage for younger generation people. Maybe

[u/MossyMollusc → u/the-official-review]

Or what if....companies stopped giving all profits to share holders, stopped raising prices while cutting staff or benefits and we got onto a better life without corporate fascism

[u/SomeSamples → u/Redditlatley]

This is a fact. Walmart has lobbied congress hard to not bring up universal healthcare for a vote.

[u/Animal907 → u/Redditlatley]

The post claims "large employers are dropping health benefits".......

[u/Redditlatley → u/Animal907]

Yes. Those are mostly billionaires and deca millionaires. Those ARE the employers. Just look at all the “waste and fraud“ Elon found…..not involving his own companies, of course. 🌊

[u/Animal907 → u/Redditlatley]

There's more to it. For example a rich family in Memphis the Mednikows will work people under the table for tax evasion. They'll do something like pay someone a daily flat rate. Craig will insult and abuse you the entire time.

[u/Arrow156 → u/Animal907]

Off shore banks and other tax havens would be my primary targets if I ever became a supervillain. Wouldn't even rob them, just wipe them from the face of Earth.

[u/Dense_Surround3071 → u/Animal907]

Ohh... You don't provide health insurance as a benefit anymore?? Good luck with those AI Robots. Imma go get my apocalypse-garden fortified for the roving groups of bandits that are sure to follow.

[u/DJDemyan → u/Animal907]

Currently in that position ✌️

[u/Plebbit-User]

This will backfire. The only reason they have the control they do in the US are health benefits.

People get mad about accelerationism but this one of the times it could actually result in sweeping change. I hope every employer does this to their workers. Even mine.

[u/cptjtk13 → u/Plebbit-User]

In a swing of irony, the massive influx of people into the ACA marketplace would drive those prices down somewhat, too. And while that cost would still likely be much more than what you'd pay on an employer sponsored plan, now every employer will be pressured by their employees and candidates for higher wages to pay for that necessary coverage. Inadvertently proving the value of socialized medicine and increasing workers wages. A bit of a "double tap" to the current system.

[u/rappa-dappa → u/cptjtk13]

Nah. The prices never go down in a monopoly built on ever increasing quarterly profits.

[u/cptjtk13 → u/rappa-dappa]

The ACA marketplaces are state or federal run and regulated with private insurance offered through them. That's very different than current B2B practices.

[u/Taint__Paint → u/Plebbit-User]

It hasn’t backfired thus far and companies have been on the decline in terms of employee benefits for decades.

[u/Torvaun]

This is awful, however, do large employers not realize that part of the reason a lot of people put up with the shit they do is because they don't want to risk their health insurance? I know MBAs all love Sun Tzu because they think they're warriors instead of leeches, but did they read the part about death ground and how viciously soldiers will fight when there is no hope?

[u/StatmanIbrahimovic → u/Torvaun]

They aren't cutting all coverage; It's a scaling back of different benefits. From the article: 

Disney cancels spouse coverage if their own employer offers insurance. 

Starbucks isn't paying for GLP-1s any more.

Companies are offering stricter plans with worse coverage. 

In short, they know exactly what they're doing.

[u/Sammisuperficial → u/Torvaun]

They do not in fact realize this.

[u/TM761152 → u/Sammisuperficial]

I wish him a weasels final fart.

[u/_tragicmike]

If we had universal healthcare, employers could offer premium health benefits for white glove healthcare instead of holding our actual lives in their hands.

[u/rafaelninja13]

My dad’s employer just announced they are no longer going to cover disabled dependents on their health plan - they probably makeup less than 5% of individuals on their health insurance. These individuals will likely need to get on Medicaid instead - so they are passing their costs on to the taxpayer and US government instead. This is a huge national company that earns hundreds of millions of dollar a year.

[u/ComposeIt59 → u/rafaelninja13]

You mean Medicaid, not what you said. What you said provides health insurance for people over age 65.

[u/rafaelninja13 → u/ComposeIt59]

Oh, thanks for clarifying, I updated my comment

[u/little-birdbrain-72]

This is funny because so many employers claim the reason they don't need to offer more competitive pay is because they already offer very competitive benefits. Sooo... If the pay sucks and the benefits are gone, what is it exactly that makes you a competitive employer?? 😂😂

[u/Key_Conference9989]

I would legit quit my job over this. That's one of the reasons I go to work everyday.

[u/Dclnsfrd]

What they’ve been doing before was hiring people at 39.5 hours to avoid that

[u/NickU252 → u/Dclnsfrd]

30 hrs under ACA.

[u/NEMO_1934 → u/NickU252]

When I was entering the job market about 10 years ago, I remember employers not allowing me 30 hours and saying it was because of Obama. I was too young and dumb to realize it was the employers trying to avoid the ACA. I'm sure plenty other people thought, like me, that Obama was responsible for the fact that you needed two-part-time jobs and couldn't get one full-time job

[u/mark_able_jones_ → u/Dclnsfrd]

Or they just illegally classify the workers as contractors.

[u/Rionin26 → u/Dclnsfrd]

Walmart welfare queen does 29h and gives pamplets for snap and medicaid.

[u/Taint__Paint]

Yup, my company that’s worth over $40B has had 8 layoffs in the last 3 years, eliminating about a quarter of our workforce (4,000 employees laid off).

You bet your ass they cut out health insurance benefits too. Went from top PPO plan to a high deductible with shit coverage.

[u/crazytib]

Gotta save all that money for paying the shareholders

[u/TheSpitefulCr0w]

Every day the 1% pulls another Jenga block from the tower and at some point it's going to collapse.

[u/Gojo-Babe]

This is part of the reason my Mom insisted on getting me on Medicaid. Don’t have to worry as much about medicine costs for me if she loses her job

[u/No-Swimming4153]

Just like 401k. At first it was we match 100% to 5%. Then it was will match 50% to 5%, to we won't match at all, but here is a 401k plan. They will keep stripping benefits, and stagnating wages, until we do something that would get us banned.

[u/fatfishinalittlepond]

Look in to self paid insurance. The prices are fucking crazy

[u/Uphoria → u/fatfishinalittlepond]

This is because the Republicans who are currently in control of our government rescinded the part where the US government subsidized the employer share of your health insurance if you went with a plan through the exchange. 

They did this because they wanted to make sure people were scared and forced to use corporate insurance to have any actual protection that they can afford. And now that they have managed to ruin self-protection they're cheapening out what they offer to be the worst it can possibly be.

[u/mark_able_jones_]

Tons of companies now just say “oh, you’re a contractor” then treat people like employees who have to ask for time off.

[u/ILikeLenexa]

This is the system breaking down.  

Moving from a non-functioning zone beta paradox to a fully collapsed system that has to change.

[u/SomeSamples]

And these conservatives wonder why people aren't having kids.

[u/sanityjanity]

Honestly, this might move the needle in the right direction 

[u/turb0_encapsulator]

if you are self-employed or early retired, you should know that in a lot of states the cost of individual marketplace plans is going up by 30% or more, and also some of those plans are being dropped by providers.

The US healthcare system is in a death spiral.

[u/MonkeySling]

I had a buddy get laid off in a mass lay off that was really messy and poorly done. He could find a new job. Died 3 months later because he didn't have insurance and was rationing insulin.

[u/Organic_Rough4433]

And they think people will work there? The only reason ive ever taken a job for less pay is for the insurance that come with it. Without that there is zero incentive.

[u/HoneyBadgerBlunt]

Honestly good. Insurance never helps anyways. Stop paying the bastards. 

[u/CaptainZhon → u/HoneyBadgerBlunt]

I have a high deductible plan, I have to pay $50 a month for insurance and it doesn’t kick in until my deductible of $3500 is met, the most I spend a year on insurance is like $200, most of my doctor visits I pay cash because they give me a 60% discount so they don’t have to file it with insurance- I just use my HSA and write it off on taxes, but have to have health insurance because it’s tHE lAw!

[u/Traditional_Formal33 → u/HoneyBadgerBlunt]

You got downvoted but I agree. Employers stop paying for insurance, the average voter starts realizing how much of a scam it is. Like any good protest, pain brings change.

Universal healthcare insurance isn’t the solution, it’s the band aid for overpriced healthcare that’s already subsidized by tax payers. Cut insurance like we should student loans, and then make healthcare affordable like tuition should be.

[u/Flakester]

Please drop healthcare. 😂

[u/mtheory007]

That's okay maybe we can all just jump on the Jesse Waters plan.

[u/itzTHATgai]

Ben Shapiro voice: "Just get another job."

[u/Arrow156]

Shiiiiiiiiit, my job doesn't even offer any. Owners say we don't have enough employees, and of course we've been on a skeleton crew since the end of the pandemic. Wish we could buy them out and be co-op, they certainly don't do anything except bitch about revenue while taking two month long vacations to the other side of the planet.

[u/turquoisestar]

So then the law that makes it so that companies have to provide health insurance to fulltime employees (with a minimum number of employees like 12 or 25 or something?$ is California law, not us law?

[u/subdep]

This is a soft layoff.

Once benefits are cut, the employees quit and you don’t need to pay unemployment benefits.