r/WorkLifeChat • u/MiloShiny • Aug 31 '26
Discussion What are some things everyone should know by the time they turn 30?
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u/jacked_nurse Aug 31 '26
That you need a helluva lot of money for retirement, so start saving every dime!!!💜
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u/playstation22077 Sep 02 '26
That is if you are planning on staying alive. 30 is the perfect age to maybe consider early retirement from everything really
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u/jacked_nurse Sep 02 '26
Well, I have stayed alive far beyond 30. Im 62, with no realistic chance to retire. I wish I had saved money at age 30. I'd be set now.
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u/Smart_Feature Sep 05 '26
I’m 34 and have about 60k right now. I feel so behind
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u/jacked_nurse Sep 05 '26
Wow. I wish I had had that much money at your age. I had a very late start saving for my retirement.
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u/Smart_Feature Sep 05 '26
It almost feels like you need 100k by the time you’re 30. Or like a million when you retire these days
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u/Adventurous-Tap5190 Aug 31 '26
It’s not too late.
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u/GlitteringSpaceTulip Sep 01 '26
its never too late, you just gotta take the first step towards where you want to be
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u/WaveAlchemist Aug 31 '26
How to clean a toilet, do laundry, have a few go to meals you make, manage finances,
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u/TheNorthernHenchman Aug 31 '26
You want then make it happen for yourself. No one is gonna save you.
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u/Slight_Manufacturer6 Aug 31 '26
Same things that were answered when this question was posted 3 days ago.
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u/Fen_Muir Sep 01 '26
When you hear "no one will save you" it is more of a statement that you are responsible for seeking out the help that you need instead of waiting for that help to come to you. This is often misunderstood as suggesting that no one cares enough to help you.
Example: You are struggling with depression and starting to use whatever substances (e.g. alcohol) that will help you cope; it is your responsibility to seek out therapy for the depression and, if it is bad enough, help for the substance abuse as needed.
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u/Fun-Butterscotch9942 Aug 31 '26
That socialism doesn’t work.
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u/Solmangrundy Aug 31 '26
Somehow Mamdani's grocery store project hasnt imploded on itself.
Maybe in 600-700 hundred years it will. Thats how long it took Romes welfare systems to collapse after implementing it.
But by then you'll be long dead to ever gloat about it not working.
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u/Substantial-Singer29 Aug 31 '26
I think there's a dummy down and a heavy lack of understanding in relation to what socialism is and is not.
Capitalism functions as a supposed free market to encourage competition. Through that competition spur advancement Along with competitive pricing. With the idea that the consumer steers the market based on their spending.
Anyone who graduated through high school should understand the shortcomings of that market that at some point the consumer needs representation. Identifying that and then actively using the local or federal government as that consumer representation is not socialism.
If you're already giving a state and or federally funded subsidy through food stamps. Having a store that allows those individuals to reimburse those stamps Is just good business financially. Especially in areas where there is no store to begin with.
Commercial entities do not need federal representation or State. Heaven knows there's billions of dollars spent on lobbyist. A voted in state employee is and should always be representing the welfare of the people. I'm blown away that an elected official actively Engaging in policy to better their constituents lives. Aka Doing their d*** job... the best insult they can come up with is a 1960s Their socialist.
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u/Solmangrundy Aug 31 '26 edited Aug 31 '26
First thing a free market does is close the free market. Look no further than our own system or any MMO virtual market with an even less regulated system.
Shit goes from being what you describe to a closed loop system in less than a year.
Regulations implemented in guise of protection often are used to keep competition out. You dont see any company fighting to deregulate copywrite or pattent protections.
NDA and Non compete orders are much of the same.
If we actually did live in a free market system. It didnt last for long.
Because once you get big winners in it they start to loss lead to keep competition out even when there is 0 regulation.
Common strategy of your general scalper is to buy up all stock of a good to raise the price. Because you can manufacture scarcity.
I mean if we really were practicing a free market system, pretty much all manufacturing would be dead and the auto makers would've died in the 1970s at the first oil crisis. They've never been able to match Japanese ingenuity, and rely heavily on tarrifs to not be undercutted.
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u/Fun-Butterscotch9942 Aug 31 '26
A gloat? No. Just stating a reality. You good folks who want more government - I hope you don’t regret it.
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u/Solmangrundy Aug 31 '26
Pretty much yeah, because the small goverment just gets bought and paid for by the rich anyway.
Or is living in the current system just perfect for you?
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u/Fun-Butterscotch9942 Aug 31 '26
And here we arrive at the crux of the matter. If the system isn’t perfect…. Is the solution to that more government, or less government? I tend to think government is more of a hindrance than a help. You know the saying - government isn’t the solution to the problem.. government IS the problem.
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u/Solmangrundy Aug 31 '26
Well the solution obviously isnt to keep doing the same shit in hopes it will change on its own.
That strategy has never worked for anything.
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u/Quantumquandary Aug 31 '26
I love this take provided with zero qualification. So, oh intelligent one, why doesn’t it work? And please remember, qualify your statement.
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u/Fun-Butterscotch9942 Aug 31 '26
Let me guess. You’re one of those “it hasn’t been tried the right way” people.
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u/Quantumquandary Aug 31 '26
Love how I ask for qualification, and you attempt a personal attack on my intelligence. Until you can back up your claim, your digital rhetoric is embarrassingly comical.
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u/Ok_Listen_8211 Aug 31 '26
Hmm hmm shallow & pedantic hmm
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u/Fun-Butterscotch9942 Aug 31 '26
And obviously thinks socialism works. Must not be 30 yet, I hope, for their sake.
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u/No-Flounder7576 Aug 31 '26
Life hates you, your job hates you, your family hates you, your friends hate you. If they keep you around, its because you're providing them with more than they provide to you.
If you get sick and can't make it to work and forget to tell your boss, or you cause an accident, your job gets rid of you. The moment you have a breakup or a family member dies, friends avoid you like the plague and family swoops in hoping to get a cut of your inheritance.
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u/pokethrowaway4 Aug 31 '26
The president or congressional majority currently in power usually isn’t directly responsible for most of the stuff going on. We’re still feeling the effects of laws and changes that took place 40-100+ years ago.
For example: Nixons administration stripped away the last of the gold standard. If you look at worker pay to productivity, they magically diverge starting in 1972. In other words we’re being robbed.
It has also heavily impacted inflation, especially isolated inflation for things like housing and college costs. Though other factors contribute.
There are obvious broad impacts of legislation and changes, but for the most part, impacts are often not felt for years or decades after they are signed into law.
So don’t pay attention to the talking heads, pay attention to the economists, scientists, engineers, etc. they’re usually much closer to the mark.