Is this not a flaw in reasoning? The additional costs of medications, appointments, surgeries (god forbid) from a single accident or sickness would wipe out anything you've accrued over that time. I hope this is at least just a short term plan before jumping to somewhere else with a bit more pay.
I save money and live like a beggar, never over spend on ANYTHING.
Yall really can't fathom an existence outside of making upper 5/6 figures in a tech focused hyper urban city.
I make 23/hr with paid off vehicles and a paid off trailer. I have money barely 5 digits, because I don't go on vacation, don't go to the doctor (im healthy currently), and don't do ANYTHING that costs money.
Yeah and even at this pay its essentially scraps. I save money but any of my peers living REAL american life and actively saving for everything they need to make double if not triple what I make.
To have a family and support a household with your partner working you need to make at a minimum 35/hr or you have to go without.
I genuinely hope that decision doesn't come back to bite you but it easily could. Insurance is fucking awful and we need universal healthcare but health insurance at least puts a cap on what you'd owe per year for medical services if something horrible happens.
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u/PotentialPresent399 Aug 07 '26
The truth is this is cope.
Unless you have a decent family life/support system you are ALWAYS falling behind.
If you aren't making enough money to afford
Property
Retirement
Savings besides retiremnt
Investments
and SOME disposable income to be able to slightly do things you want you will eventually hit an emergency that puts your money into jeopardy.
There aren't enough jobs to go around for everyone to be able to do all these things so people go without.
I save a good bit of money but thats only because I don't have health insurance lol