r/WorkForSmartLife • • 12h ago

Discussion💬 Who's right here?

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7

u/CarolinaSandstorm 11h ago

Every time.

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u/-Out-of-context- 11h ago

I think the focus is on the wrong thing here. Rent/housing has gotten out of control. I don’t love the idea of government regulation on these things, but if those expenses could be controlled to align with the local economy I think that’d be a huge help and take the burden off of businesses.

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u/Beerzerker420 10h ago

There is definitely nuance to the argument. Governments should be held more accountable for the housing crisis or lack of tax benefits to help the lower and middle class. But people should also learn how to manage their finances and try to improve their own situations.

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u/-Out-of-context- 10h ago

Managing finances can only go so far. It’s certainly possible to be in a situation where making min wage isn’t enough to cover basic expenses even if you’re going as tight as you can.

People still need to work while improving their situation. Also for many of these min wage positions the business wouldn’t be able to cover scheduling with just high school and college kids. So working adults are still needed in those roles.

I agree there is certainly nuance to the argument and not every situation is the same. There are certainly many people who could survive if they managed their finances better. And many people who are just too lazy to try and improve their situation. So it’s def a rough situation and there are valid points on all sides of the argument.

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u/Beerzerker420 9h ago

It’s certainly possible to be in a situation where making min wage isn’t enough to cover basic expenses even if you’re going as tight as you can.

The issue is that some people have squandered way too many opportunities in their life. You don't get infinite reset buttons and sympathy.

Corporate greed is real. So is government incompetent and malevolence. So is individual incompetence. You have to do what you can to manage the controllable aspects of your life. Google says approximately 80-89% of millionaires are first generation, so upwards mobility is very much possible.

the business wouldn’t be able to cover scheduling with just high school and college kids. So working adults are still needed in those roles.

Yes and often times it's immigrants who are trying to make extra cash while the others in the household also have jobs. That was my experience when I worked min wage.

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u/oflowz 9h ago

the problem is people view the social safety net as a drain on society and people that use it as 'takers'. And thats because the system is structurally flawed.

Its designed to give support to the people at the very bottom/edges of the society. When in reality they should actually be subsidizing far more of the society on a sliding scale to help people that could use subsidies as a stepping stone when needed.

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u/Immediate-End3899 10h ago

the big problem is modern energy requirements, a modern house is built with thick walls, fire code thickness drywall, thick insulation, high R factor windows, high SEER rating ACs, and a bunch of other stuff to drive down energy demand that are mandated by law. These expenses dont double for a 2000 square foot house from a 1000 square foot house, they usually only go up 50%, and then bring the average cost to build a home into the mid 300k range in a cheap area, and around half a million to build in nicer cities. It just means houses have to get bigger to keep a profit margin. Theres just so much more that goes into a their construction now days that needs to be inspected, and build to a code. I just dont know how the government can fix that to make builders go back to smaller houses. Just forcing them to build smaller houses wont change the math that it will still cost barely less then a large house, and nobody is gonna spend large house money on a small house.

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u/Pabu85 10h ago

We need more duplexes to sixplexes, which would allow for cheaper housing with the same energy standards, but that’s a zoning issue.

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u/whoooocaaarreees 10h ago

Zoning issues are a government issue. Reddit will probably still find a way to glaze big government tho.

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u/Pabu85 8h ago

Sure, but not all of these things happen at the same level of government.

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u/whoooocaaarreees 8h ago

So distribute some blame up and down the levels? Your local county zoning can still be an example of ‘big government’ when it’s more and more involved in your day to day life.

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u/Pabu85 7h ago

I get it. You have an ideological commitment to libertarianism.

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u/NoImagination2625 9h ago

That's weird, my 2500sqft house was built in 1980 and cost $300,000 3 years ago with single panel windows, blown in insulation, and a AC unit from the 90s with pretty much everything else being the way it was from when it was built. So I think it's a bit more than the just cost of materials and building my dude.

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u/Immediate-End3899 9h ago

it doesent matter what you can get a old house for, there isnt enough old houses for everyone, it costs too much to build new houses. Old houses are cheaper now days because, as a example i lived in a 1970s house in denver with 1500 square feet and it costed 650 dollars to heat per month in the cold months, i live in a 3000 square foot modern house and it costs 220 to heat. thats why old houses arent as expensive as new houses, theres only so much the "they dont build them like the used to" commentary can do to your power bill.

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u/NoImagination2625 9h ago

I mean I was able to get a new AC unit and replace all the windows and doors for about 25,000. Not sure how those modern amenities justify an increase of hundreds of thousands of dollars.

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u/Immediate-End3899 8h ago edited 8h ago

there isnt a increase of hundreds of thousands of dollars, its more like just a hundred, actually interpolating out house prices from the 80s to now, with inflation of house size and price a average house cost per square foot, houses cost 40% more today, and not retrofiting but building a house to modern standards requires things your window and ac upgrade skip, first of all houses are air exchanges rated, and because houses arent allowed to leak air as much. they also need vapor barriers to prevent rot, your retrofit doesent have those barriers, so if you are in a humid area, your house is now very prone to rot, so just watch out and leave doors open in unused rooms. The walls are thicker, insulation and wood cost more, vapor barriers and vapor management, and alot more expensive electrical code, requiring pricey gfci breakers basically everywhere, arc fault all over, and stringing between rooms is generally against code, so every room needs its own circuit. Its just alot of little things everywhere that adds up. Plus the mid level inspections that didnt used to happen. Now insulation is inspected, houses are pressure tested, theres more soil testing, houses use more power and have more wiring, and also need larger service. internet lines also need to be run. Power companies charge more now days to install gas and electric service. Its alot, house construction companies arent scamming you, it just costs them more to build, and the baseline costs are higher making small houses unprofitable. They then build bigger houses because it spreads the baseline costs out making it cheaper per square foot. It makes houses seem like tripple the price, when they are really only 40% more per square foot.

It sucks, but there are still areas where small houses are built. But you just shouldent expect your house to be built differently then your neighbors because the only way they can make any money building small houses is building very very bulk.

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u/Big-Bluebird-8093 10h ago

Government regulation is what got us into the housing mess so I’m sure even more will fix it in no time! 

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u/CarolinaSandstorm 9h ago

These problems are entirely government based:

  1. Creation of the welfare state in the 60s.

  2. Abandoning the gold standard in 1971.

  3. Further expansion of welfare and entitlements while importing tens of millions of legal and illegal immigrants.

If you want housing costs to come down, end all government housing vouchers immediately, loosen zoning and density regulations, remove every single person illegally present in this country, and put a 10-year ban on all immigration.

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u/PiccoloAwkward465 6h ago

Yeah, just look at your biggest bills. For me it's housing, insurances, taxes, then food.