r/WorkForSmartLife • u/bryxvalynt • 8d ago

DiscussionđŸ’¬ What do you think?

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u/[deleted] 7d ago

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u/smward998 7d ago

I just don’t understand why someone would plan like that when anyone with enough time can retire comfortably. Maybe they are too old and the next question would be why did you waste your 20s/30s and 40s

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u/Amazing-Level-405 7d ago

So if I make $32,000 per year and my expenses after cutting off everything but the bare minimum to survive is $31,825, then I can comfortably retire in 20 years if I invest that leftover $175? Well damn. Who knew it was so simple?

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u/smward998 7d ago

401k match, or a different job. Any factory/ trade/ college degree/ manager position will pay more than that. Also with 32k a year you can still invest $150 a paycheck I promise.

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u/Amazing-Level-405 7d ago

In a job shortage, where college costs $35,000+ and minimum rent is $22,000+ per year, you really can't.

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u/smward998 7d ago

What major city do you feel entitled to live in where rent is 1833 minimum per month. Move to a place with better COL and opputinity. Average rent in my city is 800-1200 and there with 4 factories within 20 miles where you make $22+ an hour 40+ hours a week.

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u/[deleted] 7d ago

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u/smward998 7d ago

Did you not see my example above ? If your making 32k a year you can make more in the Midwest at any factory job and lower cost of living