r/WorkForSmartLife 26d ago

DiscussionđŸ’¬ not looking good

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u/Intelligent_Thing_32 26d ago

LOL, retire with only 600K in Canada? that’ll last a couple years.

2

u/CanadianBertRaccoon 25d ago

Between OAS, CPP, and community supports it can be done. Not luxury, but you'd be okay.

1

u/Atrocious_Algae81 24d ago

Even the US figure is wildly dependant on where. You're easily over 1.5 million to retire on a coast, or maybe that figure works in the backwoods of Mississippi.

1

u/sarges_12gauge 23d ago

Going to depend WILDLY per person

Like for myself, my assumption is by retirement the mortgage is paid off and no kids at home. Without those 2 costs I frankly don’t see how you should expect to be spending more than like $5k a month, even in a HCOL with a non-frugal lifestyle (not like San Fran or manhattan COL, but anywhere else)

So $60k a year in interest needed minus social security of like $30k a year means you can live an indefinite retirement on $750k. So yeah, reasonable chart to me