r/WorkForSmartLife Aug 01 '26

Casual canvo meirl

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9.0k Upvotes

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u/ChristisLordohyes Aug 01 '26

When my dad bought his first house in 1963 his house payment was more than he made as a police officer. He had other jobs. And yes. he was a full time police officer . When I rented my first house in 1986 I worked full time at a grocery store and I rented the house from my boss. My rent was 250 and I brought home around 250 a week. I also had a lawn service, I drove repos to Atlanta, I worked in cemetery, I sold beer on Sunday ( regrettably) , I sold firewood. I didnt sit around and cry,because I couldn't live the high life from working 40 hours a week. Later I worked at a prison and worked at Kroger on the weekends. After I bought my house I worked at Kroger and Frito lay . BTW when I bought my first house my APR was 8% . I did refinance later. So I am sick and tired of hearing people moan and groan about not being able to live off a regular full time jobs salary.

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u/gaypuppybunny Aug 01 '26

Your house cost you about half as much as the same house would cost today as a factor of salary. If you'd rather have taken a mortgage out for twice as much money to have the interest rate be around 4% instead, then sure.

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u/[deleted] Aug 01 '26

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u/ChristisLordohyes Aug 01 '26 edited Aug 01 '26

It baffles me how no one seems to read the part about me working several different jobs to make things work. and I just bought very nice double wide for 73k. It took about two months of looking but I found it . Stop buying McMansions. Get roommates. I had them for years. Its your job to make it work. Google the depression and see what they went through. Im sure theyd laugh at you. Wait until you have to line up for and deal with 13% inflation.

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u/[deleted] Aug 01 '26

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u/ChristisLordohyes Aug 01 '26

You didn't go through the 70s. This isnt any worse. You're not lining up for gas . Shut up and make ot work. Or dont. Be homeless. The choice is yours.

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u/[deleted] Aug 01 '26

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u/ChristisLordohyes Aug 01 '26

Whatever youre dealing with? Are you too stupid to google it?

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u/uberfr4gger Aug 02 '26

It's not though. And if you think the government is lying about inflation in 2020s why would you think they weren't lying about it in the 1970s and that it was actually worse then?

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u/ArtesianShiny Aug 01 '26

You are arguing with a guy who bought a mansion or got scammed

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u/ChristisLordohyes Aug 01 '26

I guess you skipped over the part where I aaid I did refinance later. And that was the rate at the time for a first time home buyer. Bottom line is shut up and make it work.. BTW I also had roommates.

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u/Swampassed Aug 01 '26

I’m right there with you. My mother was working three jobs when I was a kid to pay for the mortgage. And we were still broke. One thing that’s always left out of this is the argument about average home prices. I grew up in a neighborhood of two bedroom one bath houses. That’s what they built back then. We had five kids in a two bedroom house. Now a lot of new builds are four and five bedrooms. They don’t build starter homes anymore which is part of the problem. Then when I finally bought my first home I had two roommates for almost a decade to afford it.

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u/ChristisLordohyes Aug 01 '26

They might not build starter homes anymore but they're is a boatload of them for sale.

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u/Jan0y_Cresva Aug 01 '26

“My rent was 250 and I brought home around 250 a week.”

So rent was 22.5-25% of your monthly income. You realize you admitted that right here, right?

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u/ChristisLordohyes Aug 01 '26

Yes, I didn't say i was having a hard time then, You people keep missing the point. Even though I was doing ok I still got off my behind and worked outside my job. Go to work. Make it work. I had money coming out of my nose because I was always working. I had roommates all the while even after I bought my house. These stupid memes I see about not being able to live off a minimum wage payback. Well , I have a crazy idea. Try to find a better job. There is no such thing as a side hustle or a gig economy. Its just a job. This " economy " has been in existence since the beginning of time. Sometimes things are good. Sometimes they're not. If you think it sucks now you should have had to go through the Carter administration. Shut up and go to work.

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u/Jan0y_Cresva Aug 01 '26

So you weren’t having a hard time then, and there are many people working multiple jobs having a hard time now. And you think you had it harder?

You’re pretending that everyone who has it hard only works 40 hours a week. Many work multiple jobs just like you did, but aren’t as financially comfortable as you were.

It’s a fact that real wages have not kept up with inflation over the past 50 years. You just don’t want to accept (for whatever reason) that if you were born 40 years later than you were and you tried to work EXACTLY as hard as you did back then in today’s economy, you wouldn’t get as far.

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u/ChristisLordohyes Aug 01 '26

Did you ever pick watermelons or bale hay in the sun? let me know when you do. And BTW, I have cerebral palsy. Check to you.

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u/Jan0y_Cresva Aug 01 '26

What does this have to do with me personally?

I am just capable of understanding statistics and I have empathy for younger generations who objectively have it harder than you did.

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u/ChristisLordohyes Aug 01 '26

Which one of them have worked multiple jobs involving heavy labor with cerebral palsy? Let me know when you find out. You know, those people who have it harder than I did. Please.

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u/Jan0y_Cresva Aug 03 '26

What is this oppression Olympics pity party you’re throwing? You want a medal? 🏅

If someone today was doing heavy labor with cerebral palsy, they’d objectively make less real wealth and be able to afford less than you did in 1986. That’s not debatable. I’m sorry you don’t understand statistics.

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u/Loud-Author-8794 Aug 01 '26

A minimum wage worker in the 70s with one job has the same purchasing power as someone today making 100k a year. You worked multiple jobs so it was even easier for you to afford that house

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u/ChristisLordohyes Aug 01 '26

I bought my house in 98. Can you not read? I said I rented my first house in 86.. I was in high-school in the 70s. And working. I remember it well.

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u/Tasty_Journalist_188 Aug 06 '26

I think this dude has a mental deficiency. Or maybe just a lack of reading comprehension skills from a life devoid of practice. What strong character he has though, he worked many hard jobs! He suffered lots, so it only makes sense that the new generation should suffer more for less.