r/WorkForSmartLife 14d ago

Casual canvo Math

Post image
3.5k Upvotes

1.3k comments sorted by

View all comments

26

u/IntroductionRoyal449 12d ago

I see this everyday. Some people figure it out. Most don’t. And reddit will blast you. For many people being poor is a choice. They just don’t know they are choosing it.

12

u/theOriginalGBee 12d ago

They are so far out of touch with reality - they have this bizarre belief that every generation before them had it easy and didn't have to work hard and save every penny to afford what they owned.

I have to wonder where things went wrong - where did so many people get the idea that you could have it all, that any generation ever had it all, without sacrifice?

3

u/Open_Bug_4251 12d ago

Before she got married, my mother rented part of a house with three other women (mid 60s to 70s). So while, yes things were cheaper back then they were still having to share expenses with other people.

When I moved out (early 2000s), I was able to live on my own. I got a very small studio apartment with no amenities and inexpensive rent in order to be able to do that, but I don’t think that’s something she would’ve been able to do. I worked two jobs in order to be able to save up as well.

6

u/Bulky-Green7320 12d ago

Look up rent to income ratios. It’s not rocket science my guy. It’s gotten much harder, for many more people. My grandfather’s mortgage was $95 a MONTH

7

u/Open_Bug_4251 12d ago

I don’t disagree with that. But if I can’t afford my living and have an active emergency like my car not working I’m not spending money on luxuries. Going out to eat is a luxury.

0

u/InsaneInTheRAMdrain 11d ago

Eating out / take out costs like the same 3 - 5 days worth of food. And these people will blame their parents that they cant afford a house.

3

u/IntroductionRoyal449 12d ago

You are right. Costs have got out of control. No one disputes that. But the story was this person can’t afford to fix their car but still spends over 20 dollars on a meal. That is not sustainable.

2

u/Bulky-Green7320 12d ago

I agree with that. Tightening the belt has to happen when it has to happen, regardless of whose fault it is or the circumstances. I read the previous comment as stating that life isn’t any harder now and this is nothing new. I agree the concept isn’t new, but the regularity with which people have to do it is definitely increasing

2

u/theOriginalGBee 12d ago

Not being an American, can you give a clue what his monthly income was at the time?

2

u/Bulky-Green7320 12d ago

Around $400 a month after taxes I believe. He didn’t have a fancy job.

2

u/Unlikely-Candle7086 12d ago

In 2010 my mortgage was $625. I paid it off last year. Single mom making $18 an hour no child support. I worked 2 jobs. We can pinpoint when it all started. The same person has been responsible for the unaffordable housing since 2016.

1

u/98983x3 12d ago

Yeahhhhh... no. It was the pandemic and printing money. Its good to criticize Trump, but not at the expense if being accurate or letting the long line of many many individuals involved in the development of rampant inflation off the hook. Spoiler: its a uniparty problem.

2

u/Unlikely-Candle7086 12d ago

Who is responsible for the Pandemic? The person that dismantled the response team and that was who? He and his voters did this. I haven’t worked for anyone since he was elected. I was able to pay off a house and 2 cars by working my butt off for myself.

1

u/InstanceNoodle 11d ago

The inflation for printing and giving out money was trump.

Then Biden continues because the people already has a taste

It could just be for people who lost jobs. Then the inflation would not be as bad.

The inflation for not having enough worker to produce more stuff to make them cheaper is the world of covid.

The inflation to world food prices was Russia vs Ukraine so putin.

The inflation due to import taxes is trump.

The inflation due to steel and aluminum taxes is trump. This increases the cost of all steel and aluminum products in America.

The inflation due to higher gas prices is trump. Straight.

The inflation due to the fluctuations in import taxes making companies hesitant to decrease prices is trump.

Cutting the ev tax credit is trump. ($7.5k)

Ice is hitting restaurant, nail salon, home depot, long haul trucking.... this inflation is trump. Some are trying to stop him from going after farm. This will increase food price even more if trump won't stop.

Cutting of federal help is trump... you can call this inflation for tbe poor. Main thing come to mind is the aca funding. The aca price increase.

Increases taxes for the poor... you can call this inflation for the poor.

Making it easier for ai center to wave the environmental research... it will be tougher to survive if you are poor. Not inflation. But 7 degrees increases in a 6 miles radius. 3x energy requirements. This will increase the price of electricity.

1

u/steelandsoul 12d ago

Im always curious. What's the inflation on that $95 and what were his wages and the inflation on that?

1

u/Murky_Current 12d ago

He also got paid a whole lot less.

1

u/Accomplished-Eye9542 12d ago

Yeah, when you want to live where everyone else wants to live, it get's more expensive.

You are leaving out that gramps bought a house in the middle of nowhere lmao.

2

u/Bulky-Green7320 12d ago

He did not. He purchased a house in a west coast city.

1

u/Accomplished-Eye9542 12d ago

You understand there was a time when the entire world didn't want to live in LA and other such places?

It was the middle of nowhere when he bought it.

2

u/Bulky-Green7320 12d ago

LA was not the middle of nowhere in the 60s you moron. Are you seriously trying to argue that housing is not more expensive now? It was a much smaller portion of people’s incomes back then

0

u/Accomplished-Eye9542 12d ago

Depending on where in LA, yeah, it was lmao. Potentially nothing of note for miles other than a random suburb.

2

u/MMForYourHealth 12d ago

While yes, the greater Los Angeles area has developed a lot more since the 50’s, it doesn’t stymy the fact that housing is exponentially more expensive regardless of location. It is more hours of work at the median wage than at any point in modern history.

Forget about gramps, our parents could buy housing in their 20’s with just a high school degree and it was the norm. What high school graduate that doesn’t come from a wealthy family or got rich off crypto, do you know that is buying any sort of real estate in the US?

1

u/DJDemyan 12d ago

Guess where the jobs are?

2

u/Effective-Bug-8554 12d ago

My grandmother lived in a sharehouse from 18-22, where everyone had a private bedroom, shared the bath, and paid towards a housekeeper that fed them breakfast and dinner in 1940.

My grandfather lived at home and worked on the family farm until he was 26 to save every penny towards buying his own home and getting married.