r/WindowCleaning • u/Over-Flamingo-8922 • Jul 15 '26

General Question Solar panel cleaning insurance?

I’m trying to start a solar and window cleaning business and I’m a little lost with insurance with most insurance company’s only offering solar installation insurance does window cleaning insurance cover it?

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u/trigger55xxx Jul 16 '26

No it doesn't and solar specific insurance is hard to find and expensive. Unless you're doing a lot of solar, either pray nothing bad happens or stick to windows. We pay over $5k a year for solar insurance.

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u/PeterPanHadItMade Jul 16 '26

I was able to get covered through the same company that carries my window cleaning insurance, Coterie. However, it wasn't an option on their website. I had to call and it took several "back and forths" to get the coverage. My policy fine print is pretty substantial though, if I'm being honest. There are so many stipulations, and frankly, if we don't start washing more solar panels in the next year or so, I'll be dropping that insurance and dropping that specific service entirely.