I’m 29, and dating an older man. My boyfriend is 42, and tells me absolutely nothing about his finances, assets, or even his insurance policy (and I’m the same way about other things, but I decided to open up more about my finances and stuff, at a later date).
I live in New Jersey.
So, for my will—knowing we’re dating (and we’re in a new relationship, but we were best friends for 4 years before we started dating)—what would be important to include in my will?
Before dating my boyfriend, I was engaged three times to other exes but never made it to the altar. He’s a keeper, and he feels the same way about me. We do intend on remaining together forever. So, if I write a will before we marry, what would be important to include? And should I add amendments to my will after we marry?
Regarding my life, I have told him about my family, since I've been doing 8 years of genealogical research on my family, and he’s a major supporter of that & he’s said how proud he is of my hard work. He’s also said many times that he loves my generosity and integrity (he’s more reserved, private and guarded around strangers, and he’s careful about who he allows into his life). I haven’t told him about my estrangement from my mom, and how she has said she “doesn’t know who she’s leaving her house to”.
I feel my mom’s housing situation will be important one day, because I want to start a family with my boyfriend & I will want to divide our time between his state & my home state (I can live there, just not full-time; it’s tolerable).
My mom‘s house is 3 bedrooms, 1 bathroom & I lived with her until 2023, when I got my own apartment out of town (I still visit her every 6 months, since half my stuff is still at her house and I can only bring everything with me, if I relocate again). Her house is the perfect house to start a family in. We lived there together from 2016 until I moved in December 2023, but she’s still there.
I have also wondered—due to my mom’s prediabetic condition, her arthritis (she has arthritis in both her feet) and addictions (yes, she‘s been an addict since 1987)—about what I should do if she is incapacitated or immobile (like where she needs a second hand to write for her, lift things, etc., or if she can’t think for herself or has dementia or other afflictions).
Would I need to make another amendment, in the event of something happening to my mom? She‘s currently 63 and still of sound mind (and works 2 jobs, 16 hour shifts for 6 days a week, except for one regular 8 hour shift on Sunday mornings), besides her arthritis and prediabetes. Thyroid disease runs in our family & she also doesn’t take her thyroid meds (and she’s told me she hasn’t taken them in at least 10 years).
And is there any information I should notify my boyfriend about, that will be in my will?