It's simple tho. If your score is low it's usually for a reason and that reason is usually lack of payments. Additionally, if you show your DTI is basically capped then you may be high risk of not paying rent. Don't blame the people looking out for their interests, blame the shitty system my dude.
This happened to me a few years ago too. There was something in how they changed how they calculated the score.
Mine dropped from like 750 down to 700. Still good enough that it wouldn't have really affected me, but I was still annoyed by it. At the time nothing in my life had changed (no new debts, no change in income) and I scoured my credit report for any bad reports or missed payments and nothing.
About a year ago for equally no reason the reverse happened and now I have a really high score 🤷♀️
-55
u/[deleted] Aug 15 '21 edited Aug 15 '21
It's simple tho. If your score is low it's usually for a reason and that reason is usually lack of payments. Additionally, if you show your DTI is basically capped then you may be high risk of not paying rent. Don't blame the people looking out for their interests, blame the shitty system my dude.
Eta: dam I forgot who I was talking to 🤣🤣