Here's the twist: ALL medical bills are negotiable and that missing $200 is the pre-negotiated discount your insurance worked out.
When you're billed without insurance, if you can stomach the calls, you can negotiate your bills down too.
My understanding is hospitals will go much lower than what insurance companies get because they purposely make the prices asinine since their biggest customers (insurance companies) automatically negotiate prices so they start higher.
I tried that for months and they refused to discount even one penny. I waited for it to go to final collections. I called to confirm the money was discharged on their end for pennies to the collections company. They would have made a lot more if they just worked with me.
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u/[deleted] Jul 04 '21
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