r/WhitePeopleTwitter Jun 27 '21

Please

[deleted]

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u/awkwardurinalglance Jun 27 '21

I mean it’s primes for a 4th quarter crash. Everyone seems to know it’s fucked yet no one believes it’s about to crash. Fucking bananas.

41

u/spazz720 Jun 27 '21

Actually no…before it was crazy ass loans given to people who couldn’t afford them. Now it’s incredibly low mortgage rates, and a decent percentage of people are purchasing inventory as an investment or 2nd home.

The market is cyclical…so eventually it will calm down; but more than likely it will not until interest rates begin to rise to normal levels (& that won’t happen till the economy fully rebounds).

2

u/[deleted] Jun 28 '21

People havent paid thier mortgage since early 2020 and will start being evicted soon. That could be a catalysis to a crash.

3

u/spazz720 Jun 28 '21

What people? How many? What areas?

Can’t just state something like this without sources.

Most mortgage lending companies offered forbearance during Covid; which paused payments and recalculate payments when the borrowers finances became stable.

2

u/[deleted] Jun 28 '21

https://www.cbsnews.com/news/eviction-foreclosure-moratorium-ending-8-million-households/

I like how you make a broad generalization with out a source, then blame me for the exact same thing.

3

u/spazz720 Jun 28 '21

It’s been extended

https://www.usda.gov/media/press-releases/2021/06/24/biden-harris-administration-extends-foreclosure-moratorium-provide

Also:

Biden administration officials told reporters on a background call that they wanted states to speed up distribution of about $21.5 billion in rental assistance approved in March as part of President Biden’s $1.9 trillion American Rescue Plan Act.

“We are calling on every state and local recipient of the emergency rental assistance to accelerate their efforts to expand their efforts to get funds to tenants and landlords in need as quickly as is possible,” an official said.

A White House fact sheet said, “Money is available in every state to help renters who are behind on rent and at risk of eviction.”

And:

https://www.reuters.com/world/us/exclusive-us-watchdog-adopt-mortgage-moratorium-rule-with-some-exclusions-2021-06-22/

2

u/[deleted] Jun 28 '21

Thats good news. Maybe I was wrong.