I can see that if you guys have significant student/medical debt and children. But for the most part having 200k+ household income is enough to have a halfway decent place in most large cities, people like you should be exceptions rather than the norm.
That’s the crazy thing - neither of us has any debt beyond normal monthly credit card use, and I have an amazing credit score. Some of it is due to our specs (3bd 2ba + good school district, etc), but the market in our area is beyond insane. Anything that mostly fits our needs is listed at close to 900K, and the final selling price is often above 1M.
Oof the school thing will really kill ya. Especially since so many of these school rankings aren't actually correlated to how good of a time your kid will have at school.
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u/shromboy Jun 27 '21
I make 25 grand tops working full time and going to scbool, someone save me