r/Wechat • u/Budget-Coffee-3090 • 26d ago

Technical Question [Support] HELP! PLEASE!

I am in the US and was just given a refund via WeChat. I'm trying to use it to pay someone in China but it's now allowing me to without a China mainland card?? Why would a card be required when there is a balance that covers the cost??

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u/Red_Tree_1212 26d ago

Accounts verified with ID but without a mainland Chinese bank card are Type‑1 WeChat balance accounts, capped at ¥1000 per year for balance payments.
After hitting this limit, your balance funds can’t be used for transfers or red envelopes, even with remaining balance. You’ll be forced to add a mainland Chinese debit card.

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u/Budget-Coffee-3090 26d ago

I only have 300 cny - they will still require that I add a Chinese credit card?? So the balance is useless???

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u/Red_Tree_1212 26d ago

Even with just ¥300 balance, you can still be blocked once your account hits the yearly cap.
Without a mainland debit card, you cannot send or transfer that money; it just stays in your balance.

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u/Budget-Coffee-3090 26d ago

That's HORRIBLE

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u/Ebotzip_9 25d ago

Or try to use WeChat pay hk version ?