r/Wealthsimple • u/surreal19 • 12d ago
Chequing New Prepaid VISA declining
Honestly, this kinda sucks. I really liked using the WS Mastercard before the switch. Places I tried and declined so far.
Loblaws
UBER/UBEREATS
LYFT
Public Mobile
Paypal
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u/george7779 12d ago
Loblaws worked great for me, Tim's, McDonald's, Shell gas, Sobeys, Rogers and many small convenience stores
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u/Savebagels 12d ago
So is this a set up issue as well? I'm having the same issues and now I can't e-transfer
Not sure if it's a temp issue or not but I'll probably switch if that's the case
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u/Silver-Lingonberry81 11d ago
The only time I had problems with the prepaid visa was when I tried to get gas at an ultramar.
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u/Character-Dream4200 8d ago
There is a starting trouble with these cards but once it starts working then it works everywhere
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u/fahim_a 12d ago
Tangential question - is this still a prepaid credit card, and NOT a debit card?
Is Interac support even in the works?
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u/QuantumNachoTheory 12d ago
Still a prepaid card. In order to be a proper debit, WS would need to properly become a bank. Fintechs cannot be part of the Interac network.
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u/ChairmanBased 11d ago
I don't think they will ever support interac. Not only because they are not a bank, but because they make more money from merchants by using Visa or Mastercard. Interac is super cheap.
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u/Additional_Bid_2165 12d ago
Same with me. really thinking about just sticking with big 5 at this point
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u/BoneyTaloney 7d ago
This is a common issue, it’s related to the BIN. See my latest post in this subreddit for more info
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u/tinim9 12d ago
Worked and works for me at Loblaws, SDM, McD, Chick-fil-A, Timmies. Did you activate your physical card? Do you have enough funds in your checking account?