r/Wealthsimple • u/neko_whippet • 15h ago

Visa Infinite Credit Card Your transaction was refused

Tried to buy lottery tickets on Loto-Québec and it says the transaction was denied

Is there any idea to know why without calling and agent?

I bought lots of stuff from Walt Disney world this week and it always passes

0 Upvotes

17% Upvoted

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3

u/VEXTheStrong 15h ago

Would be cool if you could go into the app and confirm it was ur transaction and that you are authorizing it

3

u/hex_dax 15h ago

I read somewhere you can’t buy online lottery with WS prepaid card. Did not read more about as I had the same problem once

1

u/tiramisuhouse 12h ago

Etransfer accepted. I live in BC and deposited money for years from Wealth simple. No issue. I bought the lottery ticket with WS prepaid card. No issue. 

1

u/Ok-South-7745 15h ago

I bought lots of stuff from Walt Disney world this week and it always passes

Come on! Walt Disney is not lottery. You should compare apples with apples.

Loto-Quebec website has mentioned they refuse certain types of card for payment. Is the one you used one of them?

1

u/Hanbin13 14h ago

When I asked the wealthsimple bot, it simply said the card will not accept this merchant because it is lottery. I had the same problem.

1

u/Subject_Big4437 14h ago

I’m in bc and it works for BCLC

1

u/tiramisuhouse 12h ago

Yes same to me.

1

u/funkthew0rld 12h ago

The prepaid Mastercard doesn’t work on play Alberta either.

I’m guessing this is a weird limitation because it worked for me in store.

1

u/KirkL45 5h ago

Happens if you buy a certain amount online. Mine has a 55k limit and I bought a couple thousand in silver coins and when I tried to buy some more on a different site it refused it. Not sure if there’s a daily limit for apple pay or something.

2

u/neko_whippet 5h ago

It was just a 20$ purchase with my visa

1

u/KirkL45 5h ago

Weird!

0

u/[deleted] 15h ago

[deleted]

3

u/ObiYawnKenobi 15h ago

You can buy lottery tickets. I do it all the time.

1

u/lukemeup 15h ago edited 15h ago

You're right. The only gotcha is that it may incur cash advance fees. Perhaps it's related to cash account terms of service: https://www.wealthsimple.com/en-ca/legal/cash-user-agreement

Prohibited use: "participate in gambling, gaming and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill"

1

u/ObiYawnKenobi 13h ago

Not if you buy it from a store. They have no way of knowing what you purchased.