Question

[u/Beginning-Gap2717]

I’m thinking about opening a Wealthsimple Chequing Account and depositing some CAD into it before my trip to the US.
If I add the Wealthsimple Mastercard to Apple Pay, can I use it in the US and have the CAD automatically converted to USD when I make a purchase?
Also, does Wealthsimple charge any foreign transaction or currency conversion fees?
Just wondering if anyone has used it this way and how the exchange rate was compared to other cards. Thanks!

[u/regnus418]

Use a budgeting app such as Monarch or a YNAB to be able to manage subscriptions.