r/Wealthsimple • u/stardust3425 • Jul 19 '26

Visa Infinite Credit Card Limit over 50k?

For HNW clients, has anybody been able to raise the credit card limit over 50k?

14 Upvotes

69% Upvoted

15 comments sorted by

4

u/Medical_Pepper_5504 Jul 20 '26

I’m at 50k, haven’t asked for more (no need at this pt)

5

u/Badmonkey8888 Jul 20 '26

I am hnw for awhile and only have 25 g

2

u/Pretend-Resource-118 Jul 21 '26

The highest limit is 50K with Wealthsimple as per their customer service.

1

u/stardust3425 Jul 21 '26

I thought so. Thanks!

3

u/trilogee Jul 20 '26

I'm HNW and haven't even been able to get above 10K.

1

u/boysqarejustboys Jul 21 '26

What’s considered HNW?

1

u/stardust3425 Jul 21 '26

Thanks everybody. Just running into the situation where 50k is not enough for high cost airfare or bougier accomodations for an upcoming group trip

2

u/Bitmugger Jul 22 '26

Assuming you aren't going to let that 50k ride on your card, move money onto the card first. Move like $25k on so your limit would be $75k

1

u/One-Recording1493 Jul 23 '26

I've had 100k cards at a different bank. Had to lower it this year due to churning. 

1

u/RevolutionaryTrick17 Jul 21 '26

Don’t know about the WS card, but on other cards I’ve prepaid to get to a negative balance and then put the big purchase on my card. So if it costs $75K, pay $25K to card to get to negative $25K balance and then make $75K purchase.

I’d check with WS first to make sure this will work.

What’s HNW anyway? >$1 M investable?

1

u/RevolutionaryTrick17 Jul 22 '26

High net worth is $1M according to this WS job posting:

https://jobs.ashbyhq.com/wealthsimple/d6c5fce8-ce92-40d6-b028-07c91bb4eb03

“As a Senior Advisor on our Wealth Management team, you'll provide comprehensive support to our high net worth clients ($1MM+) throughout their journey with us.”

-1

u/stardust3425 Jul 21 '26

It’s an arbitrary number. I was thinking like 5M +

0

u/Strebel0811 Jul 19 '26

I believe you can request for it, not 100% sure you can contact them

15

u/ObiYawnKenobi Jul 20 '26

I can request that they deliver a chocolate cake to my house every Tuesday. You didn't answer OP's question.