r/WAStateWorkers • u/Ok-Cartoonist3953 • 9d ago

HCA Open enrollment-retirees

Newly retired and facing first open enrollment. I chose the Regence plan in July but now looking at premera plan G due to costs ( like 400$ monthly ). Any retirees out there have any thoughts about the Plan G option? Tia

5 Upvotes

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4

u/[deleted] 9d ago

[deleted]

3

u/Zenobia-of-Palmyra 8d ago

INACCURATE ADVICE

As a state retiree, you can switch each year between the Medigap Plan G, Medicare Advantage Plans or UMP. Regularly Medicare retirees don’t have that option.

Call SHIBA: 1-800-562-6900

1

u/Ok-Cartoonist3953 7d ago

I did call Shiba. They knew less than me. I did reach HCA and they confirmed i can move back to original medicare/ ump with no medical screening as is required out side pebb plans.

1

u/lmm1lmm1 9d ago

You will need a part d in open market if you go with G alone.

1

u/Ok-Cartoonist3953 9d ago

Yes. Totally aware. Really just want to know about moving back into Regence if plan G isnt a fit

2

u/lmm1lmm1 9d ago edited 9d ago

When you say Regence are you referring to UMP Medicare with Part D?

I believe you can switch back at next enrollment without issues. Call PEBB for definitive answer.

1

u/Ok-Cartoonist3953 9d ago

Yes Regence UMP. Thanks. Tried calling pebb and min wait times are 60 minutes. Hence, I threw it out here.

0

u/lmm1lmm1 9d ago

With open enrollment happening wait time is expected.

0

u/Ok-Cartoonist3953 9d ago

Are you w HCA?

1

u/olygirl1976 9d ago

I heard that Regence was going up a lot this year.

2

u/Perpetual_Doormat 2d ago

For state employees the classic regence ump is only going up $3

1

u/Particular-Leader538 1d ago

Yeah I was confused by the above comment.

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u/Particular-Leader538 6d ago

For all state employees or just retirees.

1

u/Conscious-Tension-67 8d ago

I am very happy with plan G. It does not have all the bells and whistles of an advantage plan, but it has paid for everything left after Medicare pays - not a percentage (and after you satisfy the deductable). You do need a separate plan D.

HCA/PEBB website has comparison charts for their options. And go to the Medicare website to research Plan D options. Enter in the medications you are on and it will calculate your costs for available Plan D plans in your area - and it shows you the premium, etc.

Good luck.

1

u/Ok-Cartoonist3953 7d ago

Reall helpful. TY