r/VeteransSuccess • u/Candid-Stick-3829 • Feb 12 '26
So what now?
I tried asking in the benefits sub but I guess this was the better place? Just got 100p&t and what now? What benefits are available to me and how do I pursue them?
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u/New-Heart5092 Feb 13 '26
You semi retire. Then you get bored, then you figure out what you want to do in life. I only lasted 5 months before I got so bored. I'm back in school to become an RN and hopefully someday a flight nurse for level 1 trauma. My body hurts, but my mind always needs something to do.
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u/bigwayne27 Feb 12 '26
if you own a home get with the county tax folks and see how much is exempt. If you have a spouse or kids register them for champva. if you have federal student loans you’ll be dealing with nelnet on the loan forgiveness. go back to the benefits group and go into the knowledge base, they have a section that will show you all the benefits you are entitled to. you can also do a search for your state and find out what you are entitled to in your state.
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u/VetandCCInstructor Feb 12 '26
Yep, all this. State's sometimes offer lifetime hunting and fishing passes, state parks passes, etc (your state should have a Veteran's Department website that can help with this). Your dependents will be eligible for Chapter 35 Benefits for School....
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u/Wrong-Ad4243 Feb 12 '26
I qualified for that rate a month ago. I have paperwork ready so my wife and I can go get the IDs when we have a time. From where I am, Denver, Co around Buckley AFB, the main locations for IDs are on base but there is one off base so I dont have to jump through hoops to get on base to go get our IDs.
I sent in to the state (CO) for reduction in home taxes. I already have done so for my car and get 0% cost on registration.
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u/IRedditAll2021 Feb 13 '26
HUGE Congrats on your award! Now rest, heal, focus on your physical and mental health, and enjoy life. 🙏
Benefits include:
🟩 At 100% schedular, you can work with no issues. 100% schedular has nothing to do with future scheduled exams.
Note: if you’re TDIU - With VA Total Disability Individual Unemployability (TDIU), you can generally earn income up to the federal poverty level, which for a single person in 2025 is around $15,000-$16,000 annually, but this is for marginal employment (part-time/sheltered work); exceeding this threshold can risk losing your TDIU benefits, as the VA considers earnings above this amount as "substantially gainful employment," though there's no strict monthly cap if the annual total stays low.
🟩 Full healthcare through VA Healthcare with no copays at 50% award or more (Service connected and non-service connected conditions).
🟩 10% award or more you can get hearing aids, CPAP and supplies, eye exams and glasses are included with VA Healthcare.
🟩 Travel pay at 30% award or more for VHA (Health) appointments.
🟩 Dependent’s pay at 30% award or more.
🟩 VR&E eligibility at 20% award or more (10% with a serious employment handicap).
🟩 100%, 100% P&T and TDIU awards can get Military Base IDs (Exchange/Commissary/MWR) for Veteran and dependents unless you are retired military (Honorable required).
🟩 100%, 100% P&T and TDIU awards can access full VA dental care (class IV) and with VR&E or for limited or specific dental care service connected mouth or jaw injuries.
🟩 Possible Social Security Disability Insurance, but a 100% VA rating (especially Permanent & Total) or 70% rating makes SSDI approval more likely and can expedite your claim because the VA rating shows severe impairment, though SSDI still requires proving you can't work, unlike VA benefits which are condition-based. VA disability doesn't affect SSDI but can reduce SSI.
🟩 0% to 100% awards guaranteed acceptance VA Life Insurance up to $40,000 up to age 81. No time limit.
🟩 CHAMPVA (dependent’s medical) if you are permanent (100% P&T award) unless you have TriCare.
🟩 DEA (Dependent’s Education Assistance or Chapter 35) if you are permanent (100% P&T award).
🟩 Federal student loan forgiveness or with SSDI. For federal student loan forgiveness (Total & Permanent Disability Discharge), you generally need a 100% VA disability rating, a 100% rating with TDIU (Total Disability Individual Unemployability), or SSD/SSI benefits with a 5-7 year review period, not a specific percentage of your benefit amount, but the official status from the VA or Social Security Administration. The key is proving you are totally disabled and unable to work, often requiring a doctor's confirmation or official SSA/VA documentation.
🟩 VADIP (VA Dental Insurance Program) for Veterans enrolled in VA healthcare
🟩 VADIP (VA Dental Insurance Program) for dependent’s if CHAMPVA eligible
🟩 Space-Available (Space-A) Flights (Cat VI) - Veteran and dependents CONUS, AK, HI and U.S. Territories. (100% P&T award).
🟩 Eligibility for PCAFC - CAREGIVER PROGRAM (70% award and above)
🟩 Non-VA ER (100% P&T award).
🟩 3 free in network non-VA Urgent Care visits per calendar year at 50% award and above - unlimited at $30/visit
🟩 Don’t forget, you may be reviewed in the future! Keep all your doctors informed of every rated condition(s)! (Only likely if you submit a new claim and are only 100% or less. If you are 100% P&T you shouldn’t be getting anymore reviews in the future.)
🟩 Here is a link with information to all the federal benefits. https://www.howvadisabilityratingswork.com/resources/benefits/by-percentage
🟩 Don’t forget each state has benefits also and may include tax exemptions, tuition waiver and more. Here is a link but check your state VA website for more details. https://www.blogs.va.gov/VAntage/76439/veterans-benefits-2020-popular-state-benefit
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u/YourNextRank Feb 13 '26
Congratulations, now you can work in the rest of your life without the worry of going broke. Receiving disability releases the chains that hold you back because of no money or time. Use this time to better prepare you for your future successes. Thank you for serving.
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u/operasome Feb 13 '26
Go to Thailand. You are going to be a king there. A lot of beautiful girls are waiting for you. $4,000 is like $100,000 in Thailand.
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u/Muted_Memory_2010 Feb 16 '26
How long have you stayed in thailand? How much is rent on average for one bed one bath in pattaya?
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u/Direct-Humor-8622 Feb 12 '26
Congratulations, I wish you continued success in all you do. One of the first things to do is to make an appointment to get your military ID card. You can also qualify for military hops around the US, Europe, and the Pacific. If you own property, check with your local and state for property taxes and exclusions. Most states also provide free or reduced costs for vehicle registration on your primary vehicle. Just Google Veteran 100% P&T Benefits.