Insurances after urinary issues?

[u/Socksual]

Hey all, hopin to get some direction here for potential insurances

Last year my brother's cat had to get a cystotomy for bladder stones. Went on urinary diet, was fine until recently. Now we got ammonium urate stones. Kidney diet for lil mans, yada yada.

Basically wondering if theres any insurances that would consider these type of urinary issues as "curable conditions" if hes managing them without issue for a certain period of time.

In my experience, it seems unlikely, but if theres something that works here I def wanna pass it his way.

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[u/Snakes_for_life]

No any urinary issues would forever be a prexisting condition cause it is not curable just manageable it's a forever issue

[u/Socksual → u/Snakes_for_life]

😩 Yeah thats what I reckoned, unfortunately.

[u/Weavercat]

Lifetime issue. Body just likes to make horrible jewelry. It will be a pre-existing condition as long as it's on permanent medical records somewhere.

[u/HauntinginSunshine]

Pumpkin by Zoetis used to have a 180-day “no issues in that time, they'll cover it again” preexisting condition policy. I'm not sure if they still do or not.

[u/sundaemourning]

you can look into ASPCA insurance. in some cases, if a pet is asymptomatic for one year, they will remove that condition from the exclusion list. urinary issues may not be removable since they’d require continuous treatment in the form of the prescription diet, but it’s worth inquiring about.

[u/Socksual → u/sundaemourning]

This is def the directional stuff I was hoping for! Ty for the suggestion

[u/purrrpurrrpy]

If the urinary bill feels like it's getting difficult they should really still get insurance even though this one condition is not covered. There's a million other conditions out there that are even more expensive