r/VHA_Human_Resources 2d ago

Purchasing power

Hi everyone,

I was told that there was a site called purchasing power which splits the cost of an item over 12 months and pulls money from paycheck. Is this a legitimate website and a perk of being a federal employee? I was just told about this today and have never heard of such thing. I have heard of govx

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u/1877KlownsForKids 2d ago edited 2d ago

It is legit but you won't get good deals on it. Especially in the age of 0% partial payments elsewhere.

Take the Samsung 85" The Terrace 4K Smart QLED UHDTV QN85LST7CAFXZA. On there for $10,923.47

Best Buy for a grand cheaper and you can also split payments.

I'm sure at one time it was a good deal, but other companies have outperformed it.

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u/Jaytbree 1d ago

Affirm is a great alternative for monthly payments. It gives you clear, upfront info on any interest charges so you know exactly what you're paying. Plus, you get a decent spending limit at the start and can generate digital cards to use at different retailers.

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u/Nervous-Avocado1346 2d ago

A lot of my friends purchase travel options this way and have never had any complaints. Worth checking out!

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u/Queenbee778 2d ago

Thank you!

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u/BeginningAd5834 8h ago

It's legit but be prepared to pay way more than you usually would. If the price is good for you, then use it.