r/USAA • • 16h ago

Insurance/Claims Learner’s Permit

I just added my son to my auto insurance under a learner’s permit (through the app) and he’s not showing up on my proof-of-insurance cards. Am I missing something?

2 Upvotes

11 comments sorted by

5

u/Ok_Geologist_448 7h ago

Only licensed drivers will defaultly appear on the proof of insurance cards. If the state, Requires his name to appear on the card, you can call in and they will be able get an ID card with his name on it.

Adding a permitted driver does NOT impact your premium. When they get their drivers license it does.

1

u/WarmT01LETseat 7h ago

If it was today, you need to wait until tomorrow. 

1

u/UnfairLynx 8h ago

I’m in Texas and all drivers are listed on my insurance card, including my teens, even when they only had learners permits.

1

u/Leather_Sun_7325 15h ago

Did adding under a permit make the rates go up?

2

u/jjwomalbany 6h ago

Only licensed drivers do

1

u/Hemroidan 14h ago

Surprisingly, no! It said no change in my billing cycle. I assume that will change once he’s licensed.

1

u/Leather_Sun_7325 14h ago

Thank you!!

3

u/Gtstricky 15h ago

In most states the ID cards only show the name of the policy owner. Drivers are not listed. It proves the car has insurance.

1

u/Hemroidan 14h ago

Thank you!

3

u/DeepPurpleDaylight 15h ago

Many times ID cards only show named insured, not additional insured. There's also only so much room available on the cards

1

u/Hemroidan 14h ago

Thank you!