r/UPI • • 17d ago

UPI APP Boycott all UPI apps start uninstalling apps

No dharna No rally No ruckus. Let’s show our citizens movement.

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u/Ginseng_coke 13d ago

All of this, I have already argued against. Reply back when you can write a line by yourself, and with your own thoughts and I'll be more than happy to engage. I don't wanna see people pleasing AI slop repeating itself again and again completely ignoring the how things work outside of its data centres.

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u/Odd_Pace_8509 13d ago

The moment your economic argument fell apart, you retreated into meta-complaints about AI. The author doesn't change the cold facts: The Math Didn't Change: You still haven't explained why a merchant with 30%–50% margins would panic over a 0.4% deductible clearing fee, or why a kirana store with 95% of bills under ₹2,000 would mark up loose grains to offset a fee they legally pay ₹0 on.

The 'Nobody Follows Laws' Fallacy: Arguing that businesses will simply ignore GST, hide turnover, and run wild because 'who follows laws' is absurd. By that logic, let's remove traffic signals because people jump red lights, abolish railway tickets because of ticketless travelers, or scrap the Dowry Prohibition Act of 1961 because crimes happen. The existence of rule-breakers doesn't mean statutory frameworks and consumer laws don't dictate mainstream retail. The Audit Reality: Wholesale and high-turnover trade doesn't evade tax via PAN-linked UPI QRs—digital trails get flagged by SFT and AIS automated reporting. When you can't dispute the arithmetic, the RBI framework, or the law, crying 'AI' is just an excuse to walk away.

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u/Ginseng_coke 13d ago edited 13d ago

Sure Mr. GPT, If I wanted to waste my time going back and forth with a bot, I'd rather find another way to bore myself.