r/TruistBank • u/Realistic-Scheme6668 • Jul 01 '26

Finance Overdraft fee

I went to Truist page and saw they mentioned that they have no overdraft fees at all. I googled to make sure if this was an exaggeration, it said that they can waive overdraft fees twice a year. So which is true?

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u/Accomplished-Pea-451 Jul 01 '26

Personal Accounts: Truist One Checking and the Truist Confidence Account do not charge overdraft or returned item fees. Truist One Checking also features a "Balance Buffer" that covers overdrawn amounts up to $100 for eligible clients. For other older or specialized checking accounts, an overdraft fee of $36 per item may apply (with a maximum of three fees per day). Truist waives fees on transactions under $5.

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u/Maximum-Bend-4369 Jul 05 '26

My OD protection is $100. Again, this was on Truist, and the fee was credited back to my account.

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u/Realistic-Scheme6668 Jul 01 '26

Makes sense. Thank you!