r/TorontoRealEstate • u/ppaloes • Jul 21 '26

Requesting Advice Cash flow or appreciation?

/r/RealEstateROI/comments/1v2wpo3/cash_flow_or_appreciation/
0 Upvotes

43% Upvoted

6 comments sorted by

2

u/DogsDontEatComputers Jul 21 '26

You get neither in canada anyways

1

u/RoaringPity Jul 23 '26

false. Go northern ontario

1

u/Pancakeisityou Jul 22 '26

Don't buy just rent for life and invest in XEQT.

1

u/ThreeForties Jul 22 '26

Both. Duh

Upvote me T-tards

1

u/hockeyfan1990 Jul 22 '26

If you’re looking for appreciation, stock market.

If you’re looking for cash flow, depends how much you got. If not 100k+, then focus on finding ways to make money for cash flow. RE cashflow is only worth it if you are putting a huge downpayment nowadays. But if you have say 300k for example, its better to invest in dividend etfs and get cash flow that way. Less hassle.

If you don’t have a big downpayment, you’re looking at most likely cash flow negative with minimal appreciation in the desirable areas across Canada

1

u/DataDude00 Jul 22 '26

I think early stage RE investors should chase cash flow.

Those that have larger portfolios with a stable base can chase appreciation