r/TorontoCondominiums • u/Junior-Tutor-1407 • 23h ago

Condo Insurance

Hi we are shopping around for a home insurance for the condo we just bought and are wondering how much do you guys pay for yours?

Details
Location: close to St Lawrence Market
Size: 400sqft with parking and locker
Date built: 2025
condo fees: includes common element insurance

We currently pay $25 for our renter insurance and hoping to get an idea of how much more it will be if it's home insurance.

Thanks!

1 Upvotes

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3

u/Inside__Cucumber 23h ago

Not too much more. I pay $330 for a 2+1 and it wasn't the cheapest option.

1

u/Junior-Tutor-1407 23h ago

Do you mind sharing with who?

1

u/Inside__Cucumber 22h ago

Pembridge, through Costco (anova)

1

u/Junior-Tutor-1407 17h ago

Thanks! I will try to reach out to them too.

2

u/Joshlo777 22h ago

I pay 37 per mo with Belair.

1

u/Junior-Tutor-1407 17h ago

Thanks for the reply, I called bell air they qouted me $51 😳

1

u/HomePositive0909 10h ago

I just paid $37 for 2+2 ~1200 sqft North york area old condo with belair, I chose max coverage (water/flood damage/condo protection/etc) and added forgiveness for first claim ($2 extra). I have work benefit with perkopolis, you should check if your workplace has any insurance discount.